This role requires a strategic, execution-focused leader who demonstrates Citi’s Leadership Principles through strong risk stewardship, influential partnership, and the ability to deliver sustainable AML outcomes in complex, global environments.
Responsibilities
Lead and develop a global team of AML professionals, driving performance, accountability, and continuous talent development
Own and implement the firm-wide AML Risk Management framework, including policy, strategy, and the ongoing delivery of the AML Compliance Risk Management (ACRM) program across clients, products, and geographies
Lead, coach, and develop a global team of AML professionals, fostering a culture of accountability, inclusion, and continuous development
Build leadership capability across the organization, ensuring strong succession pipelines and depth of expertise
Drive high performance standards, reinforcing ownership and accountability for risk and control outcome
Act as a senior AML risk manager and thought leader, delivering risk-based, cost-effective outcomes across multi-year strategic and control initiatives
Shape forward-looking AML strategies, policies, and training programs, anticipating and responding to evolving financial crime risks across emerging technologies, new products, and changing regulatory landscapes
Provide comprehensive AML oversight for payments, digital assets, and emerging technologies (including blockchain, stablecoins, deposit tokens, and multi-jurisdiction payment flows), ensuring risks are effectively identified, assessed, and mitigated
Lead the development and implementation of robust AML controls for high-volume, complex, cross-border, multi-currency and 24/7 transaction environments, including strong enhanced due diligence (EDD) and monitoring frameworks for higher-risk products, clients, and activities
Proactively identify, assess, and mitigate AML risks associated with new Services product offerings, interoperability initiatives, and the integration of emerging technologies into existing payment and liquidity management platforms, ensuring compliance with evolving regulatory landscapes
Provide expert guidance and credible challenge on AML implications arising from BaaS product and service offerings, particularly related to infrastructure integration within client business models for fiat and digital asset transactions
Provide expert AML guidance and credible challenge on business initiatives, including new product development, client engagements, acquisitions, and BaaS-related activities
Translate AML requirements into practical business solutions, structuring and driving resolution of complex issues in partnership with senior stakeholders
Maintain strong engagement with the business, ensuring initiatives are executed within regulatory expectations, with clear communication of risks and controls internally and externally
Demonstrate deep knowledge of Services products and articulate AML implications clearly to senior stakeholders and regulators
Promote pragmatic, scalable solutions that balance effective risk management with client experience and business growth, ensuring alignment with regulatory expectations
Lead engagement with regulators and internal audit on AML matters, including examinations, reviews, and issue remediation
Serve as a subject matter expert in regulatory interactions related to digital assets and payments innovation
Oversee and coordinate internal assurance activities, including risk assessments, self-assessments, internal audit, and compliance testing
Ensure sound risk management practices are embedded in all business decisions, safeguarding Citi’s reputation and ensuring compliance with applicable laws, regulations, and policies
Drive a culture of accountability, effective supervision, and transparent escalation and management of control issues
Qualifications:
Education:
Compliance
AML Risk Management
Full time
Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
For complementary skills, please see above and/or contact the recruiter.
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