Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Affinity Underwriter - Employee Benefits & Affinity A&H Team
Location: London
Package: £Negotiable + Benefits
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream.
Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long-term, profitable growth.
Day to Day:
• Underwrite, price and negotiate accounts consistent with the quality of risk and according the company’s strategy and guidelines.
• Work to develop existing business and expansion into new product areas.
• Good understanding of policy wording & slip operative clauses
• Create, develop and maintain relationships with intermediaries and clients.
• Develop and maintain relationships with insurers
• Review and implement changes to existing pool of wordings.
• Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
• Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
• Achieve agreed GWP and income targets as
• Undertake data analysis and management reporting and identify any issues or opportunities.
About you:
You'll have a solid grounding withing A&H markets ideally with 3+ years experience within an underwriting or broking role.
Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What's on offer:
A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+Bank Holidays), Pension, Death in Service (4x Salary), Individual Private Medical (post probation).
We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.