YAP

YAP is a UAE-based fintech company that provides a digital banking app designed to simplify financial management. The app offers a range of features including virtual cards, local and international money transfers, spending analytics, bill payments, and a YAP Store for managing money. YAP aims to be the leading digital banking app in the Middle East and emerging markets, making financial services accessible to everyone.

YAP is an independent company founded by Marwan Hachem and Anas Zaidan, and its services are provided in partnership with RAKBANK. YAP does not offer banking or financial services directly but facilitates a digital payment services platform. The company has received significant funding and plans to expand into new markets, enhancing its technology offerings and developing new features such as multicurrency support, products for children and households, equity trading, loans, and buy-now-pay-later products.

YAP is a digital banking app focused on making financial services simple, seamless, and safe. The company's mission is to be the leading digital banking app in the MEA region and emerging markets, providing an all-in-one platform for managing money, sending and receiving payments, and utilizing spending analytics. YAP strives to empower users with easy-to-use digital tools that help them take control of their finances and achieve financial independence.

YAP fosters a culture of innovation, collaboration, and empowerment, emphasizing respect, responsibility, and happiness. They aim to create a supportive and stimulating environment where employees can learn and grow, unleashing their potential through exciting challenges and opportunities for personal and professional development.