VEF

VEF is a Swedish investment company focused on fintech companies in emerging markets. They aim to create long-term, sustainable value for their shareholders by investing in innovative financial technology companies in countries like Brazil, India, Mexico, and Pakistan. VEF takes a minority stake in these companies and acts as an active investor, often taking a seat on the board. They believe that the secular growth trend within the fintech sector in emerging markets outweighs any macroeconomic volatility, and see a digital financial world as the ultimate goal.

VEF's investment strategy focuses on companies tackling key challenges in emerging markets, such as limited access to formal credit, expensive loan products, and cumbersome financial processes. They back companies that are building solutions to increase financial inclusion, improve financial wellbeing, and drive the green transition through technologies like digital lending platforms, payment systems, and renewable energy investment platforms. Their portfolio includes successful companies like Creditas, Juspay, Konfío, and Solfácil, demonstrating their focus on backing disruptive and impactful fintech companies in these rapidly growing markets.

VEF is a Swedish investment company focused on investing in the future of finance in emerging markets. Their mission is to create long-term, sustainable value for their shareholders by backing innovative financial services companies across Brazil, Mexico, India, Pakistan, and Russia. VEF seeks to identify and invest in high-growth fintech companies that are addressing unmet customer needs and promoting financial inclusion in these rapidly developing economies.

VEF promotes a culture that values long-term sustainable value creation, ethical business practices, and a commitment to supporting entrepreneurs and their teams in emerging markets. This is evident in their core values, “Love Your Investors,” “Invest Well and Live,” and “Build a Business for the Long Term,” which emphasize responsible investment, a focus on impact, and a patient approach to growth. The company also prioritizes diversity and inclusion, and actively promotes a collaborative and supportive work environment.

VEF prioritizes robust governance practices and being a diverse and inclusive company. The company believes that integrating sustainability matters into its business is key to high and sustainable value creation, which includes proactively addressing social matters as a precondition for growth in emerging markets.