TomoCredit

TomoCredit is a financial technology company that provides credit building solutions for individuals who lack a traditional credit score. Founded by young immigrant entrepreneurs who experienced the challenges of accessing credit as foreign nationals, TomoCredit is dedicated to creating a more equitable and accessible financial system. The company offers a credit card called the TomoCard that does not require a credit score for approval, relying instead on an assessment of the user's financial history and income potential. The TomoCard allows users to build their credit scores through consistent on-time payments, with expedited autopay and no APR, while also providing customizable spending power and the opportunity to earn cashback rewards.

TomoCredit also offers TomoBoost, an AI-powered credit management platform that aims to help users build and manage their credit scores. TomoBoost provides a variety of features, including credit monitoring, dispute resolution, rent reporting, and AI-powered financial advice, all tailored to the individual user's needs. TomoCredit's mission is to empower everyone to access the financial opportunities they deserve, regardless of their credit history. They are committed to providing innovative and accessible credit building solutions that support individuals' financial well-being.

TomoCredit offers both in-person and remote work opportunities, depending on the role. While most of the listed positions are based in San Francisco, there is a Growth Marketing Intern position that is fully remote. This suggests that the company may be open to flexible work arrangements for certain positions, but additional information about specific roles would be needed to confirm.

TomoCredit offers a comprehensive benefits package for its employees, which includes a competitive salary and comprehensive health insurance coverage, including medical, dental, and vision. They also provide paid time off, sick leave, and parental leave to support their employees' well-being. Additionally, TomoCredit fosters a positive work environment with opportunities for professional development and growth, including regular team events and social activities. They are committed to creating a supportive and inclusive workplace where employees can thrive.

TomoCredit's mission is to make credit accessible to everyone, regardless of their credit history. They believe everyone deserves equal opportunity in accessing the spending power they need, and their innovative credit card and credit building tools empower individuals to build a positive credit history without relying on traditional debt. TomoCredit is dedicated to providing an alternative to traditional credit scoring, using data-driven assessments to evaluate creditworthiness and offering a range of financial solutions that help users achieve financial stability and freedom.

TomoCredit cultivates a welcoming and inclusive environment, especially for young professionals and immigrants who may feel excluded from traditional financial services. They promote transparency and honesty in communication, encouraging both employees and customers to be open about their needs and challenges. A focus on innovation and continuous improvement is evident, with a strong emphasis on leveraging technology to create accessible and user-friendly financial solutions. This dedication to innovation is combined with a genuine commitment to social responsibility, seeking to empower individuals to build a brighter financial future.

TomoCredit is committed to building a diverse, equitable and inclusive company culture. They actively seek out and support individuals from underrepresented groups, particularly those with no credit history, including immigrants and young adults. Their mission is to make credit building more accessible to all, ensuring equal opportunity to access the spending power they deserve, regardless of background or credit score. This approach is reflected in their products, hiring practices, and ongoing efforts to foster a welcoming and supportive environment for all employees.