The Money Platform

The Money Platform is a peer-to-peer lending platform based in the UK that aims to make lending more accessible and rewarding for both borrowers and lenders. They differentiate themselves through their use of a proprietary credit assessment tool called the TMP Score, which they believe provides a fairer evaluation of creditworthiness than traditional credit scores. This allows them to serve individuals who may be excluded from mainstream finance, such as millennials with thin credit files or foreign nationals.

The Money Platform is focused on financial inclusion and ethical lending practices, offering borrowers competitive interest rates and lenders the opportunity to diversify their portfolios and earn a healthy return. They are a recognized industry leader in developing new ways of credit assessment and are committed to building a fairer, more transparent lending ecosystem.

The Money Platform is a peer-to-peer lending platform dedicated to promoting financial inclusion by providing access to fair and transparent credit for individuals traditionally excluded from mainstream finance in the UK. They aim to achieve this by leveraging data and technology to develop a more comprehensive and equitable credit assessment system, connecting investors seeking alternative investments with credit-worthy borrowers. This mission focuses on building a more equitable financial ecosystem where individuals can achieve their financial goals regardless of their credit history.

The Money Platform promotes a culture of financial fairness and inclusivity, striving to make credit accessible to everyone, regardless of background or credit history. They emphasize transparency, data-driven decision making, and ethical lending practices, creating a welcoming and supportive environment for both borrowers and lenders.

The Money Platform prioritizes diversity, equity, and inclusion in its lending practices. They utilize a proprietary scorecard, the TMP Score, to assess loan applications fairly, going beyond traditional credit scores to provide financial access to those often excluded from mainstream lending, such as younger individuals and migrants. The platform also emphasizes anonymity for both borrowers and lenders, ensuring that personal details are never exchanged and protected characteristics like gender or race are not considered in the lending process. This commitment to fairness is central to their mission to promote financial inclusion across the UK.