Selina Finance

Selina Finance is a UK-based financial services company specializing in secured lending products for homeowners. Established in 2019, Selina Finance is the first in the UK to offer a Home Equity Line of Credit (HELOC), providing homeowners with a flexible and affordable way to borrow against the equity built up in their property. The HELOC, acting like a revolving credit line, enables homeowners to draw, repay, and redraw funds within a five-year flexible period, paying interest only on the amount withdrawn. Alongside the HELOC, Selina Finance also offers a Homeowner Loan, a traditional second charge mortgage that provides homeowners with a lump sum on day one, allowing them to access funds for various purposes.

Selina Finance is committed to providing homeowners with a transparent and efficient lending experience. They offer quick quotes, online applications, and rapid funding. The company also provides a dedicated partner manager to support brokers and intermediaries, and their website includes a comprehensive blog with informative articles about HELOCs and secured lending. Selina Finance is regulated by the Financial Conduct Authority (FCA), ensuring that all their products and services meet the highest standards of financial conduct.

Selina Finance offers flexible working arrangements, but specific details about the types of flexibility offered are not provided. The company website mentions the option to work remotely, but there is no mention of flexible hours, compressed workweeks, or other common forms of flexible work.

Selina Finance is a UK-based financial company dedicated to providing homeowners with flexible and affordable access to the equity they've built in their property, empowering them to upgrade their lifestyles sooner. They offer both a Home Equity Line of Credit (HELOC), the first of its kind in the UK, providing flexible drawdown and repayment options, and a Homeowner Loan, delivering a fixed sum of funds upfront. Selina prioritizes transparency and trust, aiming to provide customers with a quick and straightforward process, along with competitive interest rates and clear communication.

Selina Finance promotes a culture of innovation and customer-centricity, prioritizing flexibility and affordability for homeowners. They value transparency and strive to provide a straightforward lending experience. Their commitment to offering the first Home Equity Line of Credit (HELOC) in the UK demonstrates their forward-thinking approach and desire to empower homeowners with greater financial control.