SarvaGram

SarvaGram is a rural-focused financial technology (fintech) platform in India. They aim to unlock the potential of aspiring India by providing customized financial and capacity-enhancing products directly to rural households. SarvaGram views these households as cohesive economic units with strong community dynamics and diversified needs. Their unique approach utilizes a 'high-tech, high-touch' distribution platform, leveraging technology and data to empower a nimble on-ground presence. This platform is built on critical field-based market insights, micro-segmentation of households, and proprietary underwriting algorithms that consider the frequency, variability, and resilience of household incomes.

SarvaGram offers a variety of financial products and services, including personal loans, gold loans, home loans, consumer durable loans, farm loans, business loans, farm productivity solutions, insurance, and investment solutions. They are committed to serving underbanked rural households by providing convenient access to these services through their network of branches, franchisees, and a digital platform. SarvaGram is supported by marquee domestic and global investors, including Temasek.

SarvaGram is building India's first household-centric, data-driven financial and distribution platform for rural communities. They aim to unlock the potential of aspiring Indians by providing them with customized financial products, capacity-enhancing solutions, and convenient access to goods and services, delivered through a "high-tech, high-touch" approach that combines technology with personalized human interaction.

SarvaGram fosters a culture focused on creating positive impact in rural India through innovative financial and productivity-enhancing products and services. They emphasize a "high-tech high-touch" approach, blending data-driven solutions with personalized, human interactions. This culture values collaboration, innovation, and a dedication to serving the needs of rural communities.

SarvaGram's commitment to diversity, equity, and inclusion is rooted in its vision to empower rural India. They recognize that a diverse workforce, encompassing various backgrounds, perspectives, and experiences, strengthens their ability to understand and serve their target market effectively. By creating an inclusive environment where all voices are heard and valued, SarvaGram aims to attract and retain top talent, fostering a sense of belonging and enabling employees to contribute their unique skills to drive positive impact in rural communities.