Rubyx

Rubyx is a data-driven lending platform that leverages behavioral and transactional data to provide smarter lending solutions for micro, small and medium enterprises (MSMEs) in the informal economies of developing countries. Their goal is to make credit more accessible and affordable for entrepreneurs, enabling them to grow their businesses and contribute to economic development. Rubyx offers a range of services, including credit scoring, loan management, automated loan renewal, and embedded lending solutions. Their platform is designed to be flexible and customizable, allowing them to tailor their services to the specific needs of their clients, which include financial institutions and digital platforms.

Rubyx is committed to making a positive impact on the lives of entrepreneurs in developing countries. They believe that by providing access to credit, they can help create a more inclusive and equitable financial system. The company is headquartered in Dakar, Senegal with additional team hubs in Brussels and Xi'An, enabling them to serve clients in Africa and beyond. Rubyx prides itself on its diverse and dedicated team of experts in microfinance, data science, behavioral economics, and human-centered design. They are passionate about using technology to solve complex problems and create a brighter future for MSMEs.

Rubyx offers employees flexible working hours and competitive compensation based on their experience and expertise. They prioritize creating an inclusive environment for personal growth and career development, while providing opportunities for fun.

Rubyx offers a comprehensive benefits package that prioritizes employee growth and well-being. Employees receive competitive compensation based on experience and expertise, flexible working hours, and an inclusive environment that fosters personal growth and career development. They also enjoy opportunities for fun and social interaction within the company.

Rubyx is a data-driven lending platform that aims to revolutionize the way micro, small and medium enterprises (MSMEs) in informal economies access credit. Their mission is to leverage data to address the fundamental challenges of lending to MSMEs, ensuring they have access to fair, affordable, and timely financial services that empower them to grow and thrive.

Rubyx promotes a culture of continuous learning, humility, and inclusivity. They value challenging the status quo and strive to create an environment where employees feel empowered to grow and make an impact. The company emphasizes fair opportunities for all, detecting and mitigating biases in their credit scoring algorithms to ensure inclusiveness. This environment fosters collaboration and encourages individuals to bring their unique talents and perspectives to the table.

Rubyx is committed to fostering a diverse, equitable, and inclusive workplace. They actively challenge the status quo and promote a culture of humility and continuous learning, treating everyone with respect and decency. Their credit scoring engine is designed to detect bias and they rebalance their datasets to ensure the most inclusive algorithms. This commitment to fairness and opportunity is reflected in their diverse team, composed of individuals with expertise in microfinance, data science, behavioral economics, and human-centered design.