Ratepay

Ratepay is a leading European provider of white-label Buy Now, Pay Later (BNPL) solutions. Founded in 2009, Ratepay has grown to become a trusted partner for over 7,000 online merchants and marketplaces. Their focus on white-label payment methods, such as Rechnungskauf (invoice purchase) and Ratenkauf (installment purchase), allows merchants to seamlessly integrate these popular payment options within their own branding, creating a cohesive customer experience. Ratepay distinguishes itself with a flexible, modular approach to payment solutions, allowing merchants to customize their offerings based on specific needs.

Ratepay also emphasizes its commitment to partnership with merchants, providing comprehensive support throughout the payment process, including integration assistance, customer service, and risk management. Their extensive experience in the BNPL market, particularly in the DACH region (Germany, Austria, Switzerland), makes them a valuable resource for both online merchants looking to enhance their customer experience and payment service providers (PSPs) looking to expand their offerings.

Ratepay is Europe's leading provider of White-Label Buy Now, Pay Later (BNPL) solutions, enabling businesses to offer flexible payment options to customers while maintaining a seamless brand experience. Their mission is to empower online merchants and marketplaces with innovative payment technologies that drive growth, increase conversion rates, and enhance customer loyalty by providing a trustworthy and convenient checkout experience.

Ratepay promotes a culture focused on partnership, innovation, and growth. They value their employees and foster a collaborative and supportive work environment, as evidenced by their "Echte Partnerschaft" core value. Their dedication to building cutting-edge solutions and expanding their reach within the European market reflects a commitment to continuous development and ambition.

Ratepay's approach to diversity, equity, and inclusion is focused on fostering a welcoming and inclusive workplace for all employees. The company actively promotes diversity by hiring a diverse range of talent and providing equitable opportunities for growth and development. They believe that creating an inclusive environment where everyone feels valued and respected is essential for their success.