Prism Data

Prism Data is a technology company that specializes in cash flow underwriting. They have developed a proprietary system that analyzes deposit account data to provide insights into a borrower's financial health and creditworthiness. These insights can be used to make more informed credit decisions, reduce fraud, and expand access to credit for underserved consumers. Their products include CashScore, a credit score based on deposit account data, and Insights, a suite of over 15,000 attributes that can be used to develop custom underwriting models.

Prism Data is committed to compliance and data security. Their models undergo rigorous Fair Lending review and are compliant with the FCRA and ECOA. They also maintain a comprehensive security program that meets bank-grade regulatory compliance and data security standards. Prism Data is a growing company with a mission to create innovative and inclusive financial products. They are currently seeking a Data Scientist to join their team in New York, NY.

Prism Data offers the flexibility to work remotely 100% of the time for the Data Scientist role advertised.

Prism Data's mission is to empower businesses with innovative and inclusive financial products by leveraging consumer-permissioned data to improve credit decisions, protect against fraud, and provide access to credit for underserved individuals and small businesses. They offer a suite of products, including CashScore, Insights, Income, and Categories, that provide real-time, data-driven insights into a customer's financial behavior and ability to pay, enabling businesses to make more informed and equitable lending decisions.

Prism Data fosters a collaborative and innovative culture, valuing data scientists, software engineers, risk managers, and operators who work together to create inclusive financial products. They embrace a fast-paced, results-driven environment with a focus on continuous learning and improvement, encouraging employees to contribute their expertise and ideas. The company's commitment to financial inclusion is a driving force behind its work, creating a sense of purpose and shared mission among its team members.

Prism Data is committed to fostering a diverse, equitable, and inclusive workplace. They actively work with partners to create innovative and inclusive financial products and believe that a diverse workforce contributes to their success. They are actively building a team of data scientists, software engineers, risk managers, and operators who are dedicated to creating a welcoming and supportive environment for all employees. They are committed to creating a work environment where everyone feels valued, respected, and empowered to contribute their unique skills and perspectives.