The Work Index by Flexa

Point

Point is a financial technology company that provides alternative home equity solutions to homeowners and home buyers.

https://point.com/
6.0

/10

Transparency ranking

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Description

Point is a financial technology company focused on making homeownership more accessible and valuable. They offer a unique Home Equity Investment (HEI) product that allows homeowners to unlock the wealth they have built in their homes without taking on additional debt or monthly payments. Point also provides a SEED down payment investment product, which helps homebuyers access the benefits of a 20% down payment with as little as 10% of their own funds down. Point has been recognized for its innovative products and its commitment to financial inclusivity, with a focus on serving a wider range of borrowers.

Point's team is passionate about building a full-stack home equity platform that empowers homeowners to achieve their financial goals. They have a strong track record of success, with over 10,000 homeowners helped and more than $1 billion in Home Equity Investment originations. Point is a remote-first company with a headquarters in Palo Alto, California. They are backed by leading investors, including Andreessen Horowitz and WestCap. Point has been featured in top publications and has been recognized as one of the fastest-growing technology companies in the United States.

Flexibility

Point offers a flexible work environment with a remote-first model, allowing employees to work from anywhere in the United States. While there is a headquarters in Palo Alto, California, employees can work remotely and have the option to work onsite as well. Additionally, Point provides a generous benefits package that includes unlimited paid time off, fully paid parental leave, and monthly stipends for internet and mobile plans.

Remote
Fully flexible hours

Benefits

Point offers a generous and comprehensive benefits package designed to support employee well-being and financial stability. These include competitive compensation, comprehensive health insurance, unlimited paid time off, flexible remote and onsite work arrangements, fully paid parental leave, 401(k) retirement plans, guaranteed life insurance, short- and long-term disability coverage, and monthly stipends for internet and mobile phone plans. Employees also have access to equity options and a one-time home office reimbursement.

Enhanced parental leave
WFA scheme

Mission

Point is a company focused on making homeownership more valuable and accessible to everyone. They are building a full-stack home equity platform to help homeowners unlock their home wealth and support home buyers in purchasing their dream home. This mission is driven by a people-first, value-driven approach, emphasizing transparency, inclusion, and empowerment for both their employees and customers.

Automation
Data-driven
Disruptor
Social impact led
Soonicorn
Tech for good

Culture

Point promotes a people-first, value-driven culture emphasizing collaboration, transparency, and empowerment. Employees from diverse backgrounds and locations work remotely and in their Palo Alto headquarters, sharing ideas and supporting each other to achieve their best work. This culture fosters a strong sense of community and allows employees to prioritize their personal well-being, creating a fulfilling and impactful work environment.

Agile and dynamic
Autonomous
Collaborative
Engaging
Entrepreneurial
Fast-paced
People-first
Progressive
Supportive
Transparent

DE&I

Point is committed to fostering a diverse, equitable, and inclusive workplace. They believe that a diverse team, comprised of individuals from various backgrounds and experiences, fosters innovation and provides better customer service. They support remote-first work and have an amazing in-person environment in their Palo Alto headquarters, allowing for diverse teams to work from various locations and time zones. Their commitment to diversity is reflected in their impressive gender diversity statistics, with 14% more women than the industry average.

Gender diverse

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