Plend

Plend is a B Corp-certified consumer lender based in the UK. Committed to ethical practices, they offer a unique approach to lending that goes beyond traditional credit scores, using open banking technology to provide a fairer and more accurate assessment of a person's financial situation. This allows them to offer affordable loans to individuals who may be excluded from traditional credit services. They also have a strong commitment to social impact, supporting initiatives like interest-free loans for vulnerable communities and green energy financing.

Plend is on a mission to change the lending game, providing a more inclusive and accessible financial system. They believe in empowering individuals and promoting financial well-being, by offering transparent and sustainable loan options. Their innovative approach and dedication to social responsibility have earned them recognition and trust within the UK lending landscape.

Plend is a B-Corp certified, UK-based consumer lender committed to ethical practices and financial inclusion. They offer sustainable and affordable loans to individuals who have been traditionally excluded from traditional credit systems due to thin, non-existent, or impaired credit histories. Plend utilizes open banking technology and their proprietary PLEND Score® to evaluate creditworthiness based on a borrower's real-time financial situation rather than relying solely on past credit history. By challenging outdated credit scoring methods and promoting transparent pricing, Plend aims to level the playing field and give everyone in the UK a fair chance to access affordable credit.

Plend promotes a culture focused on fairness and social responsibility. They believe in challenging traditional lending practices and creating a more inclusive financial landscape. The company emphasizes transparency and accountability, both in their own operations and in their commitment to providing affordable credit options to underserved communities. This culture is evident in their B Corp certification, their Social Credit initiative, and their annual Financial Inclusion Report, all of which demonstrate their dedication to positive impact alongside their business goals.

Plend is committed to creating a fairer and more inclusive financial system, addressing the issue of financial exclusion by providing access to affordable credit for individuals traditionally overlooked by traditional credit scoring methods. They actively target and serve populations who are often denied access to fair and affordable financial products and services, including those with thin or nonexistent credit histories. Their approach to diversity, equity and inclusion is evident through their commitment to serving financially vulnerable individuals and promoting social mobility, particularly within the context of their interest-free loan programs. Plend is a B-Corp certified company, demonstrating a commitment to ethical practices, social and environmental responsibility, and a dedication to creating a more equitable and accessible financial landscape.