The Work Index by Flexa

Perpay Inc.

Perpay is a financial technology company that provides consumers with access to credit and tools to build their credit score through convenient, paycheck-based payments.

https://perpay.com/
5.6

/10

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Description

Perpay is a fintech company focused on making everyday purchases more accessible and helping people build credit. They offer a range of products, including the Perpay Marketplace, where users can shop for electronics, home goods, apparel, and more with no interest or fees, paying over time through direct deposit from their paychecks. The company also provides a Perpay Credit Card that can be used anywhere Mastercard is accepted and earns rewards in the form of Perpay Marketplace credits. Perpay+ is an optional program that reports Marketplace payment history to all three major credit bureaus, potentially helping users improve their credit scores.

Perpay is committed to expanding access to financial services and believes that everyone deserves a chance to improve their financial future. They are based in Philadelphia, Pennsylvania and have a strong focus on building a positive and collaborative work environment. Perpay has launched several innovative solutions, including their credit building program, and they have received positive feedback from their growing community of members.

Flexibility

Perpay offers employees unlimited PTO, which gives them the flexibility to take time off when they need it. The company also provides a $2,000 match for student loan payments, which can help employees manage their finances and reduce their stress. However, the company does not mention remote work or flexible hours, so it's unclear if those options are available.

Benefits

Perpay offers a generous benefits package to employees, including fully subsidized health insurance, a 401(k) plan with a company match, company equity, a student loan payment matching program up to $2,000, and unlimited PTO. They also provide amenities like food, coffee, and a full-service kitchen in their office space.

Enhanced parental leave

Mission

Perpay is a financial technology company dedicated to providing simple and inclusive financial products that empower individuals to improve their financial well-being. They offer accessible ways to shop for everyday essentials, build credit, and manage finances, all while leveraging payroll direct deposit for convenient and secure payments. Perpay's mission is to create healthy financial habits and promote economic stability for a broader range of consumers, particularly those with limited access to traditional financial services.

Data-driven
Disruptor
Improving quality of life/health
Social impact led
Tech for good

Culture

Perpay promotes a collaborative and creative culture, emphasizing teamwork, problem-solving, and a commitment to making an impact. Their office space in Philadelphia is designed to foster a sense of community and belonging, with a focus on open communication and shared goals. The company values initiative, adaptability, and a growth mindset, encouraging employees to think outside the box and seek continuous improvement.

Agile and dynamic
Autonomous
Collaborative
Entrepreneurial
People-first
Progressive
Supportive

DE&I

Perpay is committed to building a diverse, equitable, and inclusive workplace where everyone feels respected, valued, and empowered to contribute their unique talents. They believe in creating a culture of belonging where differences are celebrated and where everyone has an equal opportunity to thrive. They strive to hire a diverse workforce, provide equal opportunities for growth and advancement, and promote an inclusive environment where all voices are heard and valued.

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