PayJoy

PayJoy is a global fintech company that specializes in providing financial services to underserved populations in emerging markets. Their mission is to empower individuals with limited or no access to traditional credit, allowing them to build a credit history and access financial tools that can improve their lives. PayJoy achieves this by offering smartphone financing, credit lines, and other financial products, leveraging their unique smartphone lock technology as digital collateral.

PayJoy is driven by a commitment to social impact and financial inclusion. They operate as a Public Benefit Corporation, demonstrating their commitment to positive social impact alongside profitability. They have a strong track record of growth and success, serving over 10 million customers across various countries, including Mexico, Brazil, South Africa, Ecuador, Peru, Panama, Colombia, and the Philippines.

PayJoy offers a flexible work environment, allowing employees to choose from various work arrangements, including remote work and coworking options. The company provides a generous annual Coworking Travel allowance, enabling employees to work from different locations while maintaining a work-life balance. Additionally, employees have access to a home office equipment allowance to ensure a comfortable and productive workspace.

PayJoy offers a comprehensive benefits package to its employees, including company-funded health and dental insurance for employees and their immediate family, life insurance, a 401k contribution, paid time off, flexible sick leave, and a range of perks such as coworking travel allowances, professional development funds, fitness stipends, and phone finance allowances. These benefits vary slightly by location and position.

PayJoy is a global fintech company dedicated to providing fair and responsible financial services to underserved populations in emerging markets. Their mission is to empower the next billion customers by providing them with access to smartphones and credit, thereby enabling them to achieve financial stability and success. They believe that everyone deserves a fair chance to access the modern financial system, and they work to achieve this through innovative technology and a commitment to responsible lending practices.

PayJoy promotes a culture that is driven by purpose and a strong social conscience, recognizing the importance of making a positive impact on the world by expanding access to finance for the underserved. The company emphasizes transparency, directness, and high-bandwidth communication, fostering a collaborative environment where employees are encouraged to break through walls and take ownership of their work. PayJoy values work-life balance and diversity, creating a fun and engaging workplace with perks like gaming rooms, company trips, and a focus on professional development.

PayJoy is committed to fostering a diverse and inclusive workplace, recognizing that a variety of perspectives and experiences enrich their mission of financial empowerment for the underserved. They actively work to build a team that reflects the communities they serve, promoting equal opportunities and creating a welcoming environment for all employees. PayJoy encourages the application of people from all backgrounds and ensures they do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other legally protected characteristics.