Payflow (YC S21)

Payflow is a financial wellness app that provides employees with instant access to their earned wages, allowing them to get paid when they want. The company offers a suite of services, including on-demand pay, flexible benefits, savings accounts, and financial education, all accessible through a mobile app. Payflow's mission is to empower employees with greater financial control and reduce financial stress, leading to increased job satisfaction and productivity.

Payflow has been recognized for its innovative approach to financial wellness and has garnered numerous awards and recognitions. The company has a strong focus on data security and is ISO 27001 certified. Payflow works with companies of all sizes and integrates seamlessly with existing payroll systems, making it easy for businesses to implement and adopt. The company is expanding rapidly and has a strong presence in Spain, Portugal, Colombia, and Peru.

Payflow offers a remote-first work environment with flexible schedules, allowing employees to work from anywhere in the world and set their own hours. This fosters a work-life balance and attracts talented individuals from diverse locations, creating a diverse and dynamic team.

Payflow offers a comprehensive suite of financial wellness benefits for employees, including instant access to earned wages through their mobile app, a flexible benefits platform where employees can purchase goods and services at a discount, a virtual savings account for accumulating funds, and financial education resources through their e-learning platform. All of these benefits are free for employees and aim to improve their financial well-being, reduce stress, and increase their satisfaction with their employer.

Payflow aims to create a financial wellness platform that provides significant value to both employees and their companies. Beyond simply offering on-demand salary, their mission is to empower individuals with financial flexibility, education, and tools to improve their overall financial well-being.

Payflow promotes a culture of innovation, growth, and employee well-being. Their company values of "Try," "Improve," "Push," and "Smile" reflect a focus on taking risks, continuously seeking improvement, striving for excellence, and maintaining a positive attitude. They also place a high value on employee happiness and financial well-being, offering on-demand pay and flexible benefits to help employees feel supported and empowered. This blend of ambition and employee-centricity creates a dynamic and rewarding work environment.

Payflow embraces diversity, equity, and inclusion as core values, evident in their diverse workforce spread across Spain, Portugal, Colombia, and Peru. Their commitment to inclusion is reflected in their company culture, characterized by values of "Try," "Improve," "Push," and "Smile," which foster a collaborative and supportive environment for everyone. Payflow actively seeks to create a welcoming and equitable work environment for all employees, regardless of background or identity, as demonstrated by their inclusive hiring practices and commitment to providing opportunities for growth and development.