The Work Index by Flexa

Pagaya

Pagaya is a financial technology company that uses artificial intelligence to connect lenders with borrowers and expand access to credit.

6.2

/10

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Description

Pagaya is a global technology company focused on revolutionizing the lending industry through the power of artificial intelligence. Their AI-powered network helps financial institutions, including banks, fintechs, and merchants, analyze customer applications more accurately, resulting in greater credit approvals without undue risk. This approach expands financial access for individuals who might have been overlooked by traditional underwriting methods, enabling them to achieve their financial goals.

Beyond credit analysis, Pagaya's AI network extends into various facets of the lending process, including marketing, fraud prevention, servicing, and collections. Their proprietary API seamlessly integrates with partner infrastructure, delivering smooth user experiences and boosting partner growth. Through their mission of bringing more people financial opportunity, Pagaya is shaping a fairer and more inclusive financial landscape.

Flexibility

Pagaya offers a range of job flexibility options, including remote work opportunities in both the United States and Israel. The company emphasizes its commitment to fostering a work environment that enables employees to thrive, and it actively seeks individuals who are curious, driven, and passionate about making a positive impact.

Mission

Pagaya's mission is to revolutionize the lending marketplace by using cutting-edge AI and sophisticated data analysis to expand access to credit for more people. They aim to create a more inclusive and efficient financial system where lenders can serve a wider range of borrowers and customers can access the financial products they need to achieve their goals.

Automation
Data-driven
Disruptor
Science and research driven
Social impact led
Tech for good

Culture

Pagaya fosters a culture of continuous learning, open debate, and bold action. They encourage employees to challenge themselves and each other to improve, respectfully debate ideas, and dream big while tackling complex problems. This collaborative and ambitious environment aims to create a world where everyone can win, with a focus on inclusion and accountability throughout the organization.

Agile and dynamic
Entrepreneurial
Fast-paced

DE&I

Pagaya is committed to creating a diverse, equitable, and inclusive workplace where everyone feels valued, respected, and empowered to contribute their unique talents. They prioritize building a culture that celebrates differences and encourages open dialogue, fostering a sense of belonging for all employees. This commitment extends beyond their own workforce, as they are dedicated to expanding financial access and opportunities for all, including those often excluded from the mainstream economy.

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