The Work Index by Flexa

OTO

OTO is India's leading platform for discovering, researching, and buying bikes and scooters online, offering financing options with up to 35% lower EMIs than banks.

5.6

/10

Transparency ranking

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Description

OTO is a leading online platform in India for discovering, researching, and buying bikes and scooters. They offer a wide selection of two-wheelers from various brands, including both petrol and electric options. OTO's core focus is facilitating bike and scooter loans with up to 35% lower EMIs than traditional banks. They streamline the buying process with features like online loan eligibility checks, fast approval within 30 minutes, test rides at the customer's location, and home delivery of vehicles.

Beyond financing, OTO assists customers with outright purchases of two-wheelers online, offering competitive prices and the lowest on-road price. They also have a dedicated platform for electric two-wheelers, providing comprehensive information and resources for those seeking eco-friendly transportation solutions. Overall, OTO aims to make bike ownership more flexible, affordable, and hassle-free for Indian consumers.

Mission

OTO aims to revolutionize bike ownership in India by providing a seamless and affordable platform to discover, research, and purchase bikes and scooters online. They offer competitive financing options with up to 35% lower EMIs than banks, fast loan approval in 30 minutes, and flexible repayment plans to suit diverse budgets. OTO also provides unique features like doorstep loan disbursal and a dedicated electric two-wheeler platform, making the buying process convenient and hassle-free for customers.

Disruptor
Environmental impact driven
Sustainability

Culture

OTO promotes a customer-centric culture focused on simplifying the bike and scooter buying process. Their website and marketing materials emphasize the speed and ease of their online platform, highlighting features like quick approvals, low down payments, and the option for doorstep loan disbursal. They present themselves as a team that is passionate about making bike ownership accessible, affordable, and hassle-free for everyone.

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