The Work Index by Flexa

OppFi

OppFi is a fintech company that provides accessible and transparent lending products to middle-income consumers.

6.5

/10

Transparency ranking

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Description

OppFi is a tech-enabled, mission-driven specialty finance platform that provides accessible credit to everyday Americans. Through a digital platform, OppFi partners with community banks to offer installment loans and other financial products to those who may be underserved by traditional options. The company is committed to financial inclusion and transparency, aiming to help customers build better financial health.

OppFi differentiates itself through its focus on customer service, responsible lending practices, and a commitment to social impact. They offer features like transparent pricing, prepayment options without penalties, hardship payment plans, and reporting to all three major credit bureaus. Their social impact strategy includes partnerships with organizations like Zogo and Experian Boost to offer customers additional resources that support overall financial well-being.

Flexibility

OppFi offers a remote-flexible work environment, enabling employees to work remotely and/or at the OppFi office depending on their role. This flexibility is supported by a range of in-office and digital events, including company parties, trivia nights, cooking classes, and coffee chats. The company also provides access to a lifestyle benefits platform called Fringe, which offers discounted services that promote a healthy work/life balance.

Benefits

OppFi offers a comprehensive benefits package designed to support employees both inside and outside of work. Benefits include generous vacation and insurance plans, 401(k) matching, an Employee Assistance Program, tuition reimbursement, childcare cost subsidies, free financial literacy tools, six paid weeks of parental leave, and more. They also pride themselves on a fun and collaborative company culture, with both in-office and digital events, a remote-flexible workplace, and a lifestyle benefits platform called Fringe that provides access to discounted services supporting a healthy work-life balance.

Enhanced parental leave

Mission

OppFi is a mission-driven fintech company dedicated to expanding access to credit for the millions of Americans who lack traditional financial options. By leveraging technology, they empower everyday consumers to build better financial health and achieve financial inclusion, providing them with a path to credit, transparent pricing, and resources for financial wellness.

Data-driven
Disruptor
Social impact led
Tech for good

Culture

OppFi promotes a collaborative and supportive culture that values hard work, innovation, and letting the best ideas win. They encourage employees to be excited to come to work every day and be part of something great, emphasizing teamwork, collegiality, and continuous improvement. They are committed to diversity, equity, and inclusion, ensuring everyone has access to the finances and credit they deserve. OppFi also offers a remote-flexible work environment with a variety of benefits and events to support employees both inside and outside of work.

Collaborative
Engaging
Entrepreneurial
Fun
People-first
Supportive
Transparent

DE&I

OppFi advocates for credit access and financial inclusion for all through its unwavering commitment to Diversity, Equity, and Inclusion. They approach DEI through their business principles and standards to increase innovation and better decision quality. They build inclusive and equitable leaders through training, mentorship, sponsorship, and a strong internal community. OppFi also cultivates an equitable and inclusive culture through company policy and practice, curating experiences that drive cultural understanding and allyship.

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