Nova Credit

Nova Credit is a data analytics company that aims to create a more inclusive financial system by providing access to credit for those historically excluded. They achieve this by bridging the gap between traditional credit reporting and the use of alternative data. Their flagship product, Credit Passport®, enables newcomers to a country to leverage their existing credit history from their home country when applying for financial services in their new location. Nova Credit also offers Cash Atlas™, a cash flow underwriting solution that uses bank transaction data to assess consumer affordability and ability to pay, as well as Income Navigator, a tool that automates income verification.

Nova Credit has partnered with a wide range of leading companies, including American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi, to expand access to credit for underserved populations. They are committed to diversity, equity, and inclusion, both within their own organization and in the broader fintech industry. Nova Credit has earned numerous accolades, including being named to Forbes' Best Startup Employers 2024 and Fast Company's World's Most Innovative Companies 2024, and they continue to innovate and expand their reach to make a positive impact on the lives of millions of people.

Nova Credit offers a flexible work environment, with many of their roles being fully remote-friendly. This allows for a diverse workforce, with opportunities for individuals in Canada and Latin America, and a greater work-life balance for employees.

Nova Credit offers a comprehensive benefits package designed to support its employees, including competitive salaries, equity grants, incentive compensation, flexible PTO, and tenure rewards. The company also provides professional development opportunities, a dynamic and inclusive work environment, and a commitment to supporting employees' personal growth and development.

Nova Credit's mission is to power a more fair and inclusive financial system for the world by providing credit infrastructure, analytics, and workflows that enable individuals with limited credit history, such as immigrants and new-to-credit consumers, to access financial opportunities. They aim to bridge the gap between consumer-permissioned data and credit excellence, fostering a more equitable financial system for millions of people globally.

Nova Credit promotes a dynamic and inclusive culture that values diversity, intellectual honesty, and innovation. The company is passionate about leveraging technology to drive financial inclusion and fostering a welcoming and supportive environment where employees can meaningfully impact the lives of people historically excluded from the credit system. They prioritize team member professional growth and development, encouraging intellectual curiosity and a collaborative work ethic.

Nova Credit is committed to fostering a diverse, equitable, and inclusive workplace and industry. They acknowledge the historical and ongoing systemic inequities in financial services and technology and are taking proactive steps to address these issues. Their approach focuses on four key areas: fostering an inclusive environment, improving the recruitment of Black and Latinx individuals, ensuring equitable opportunities for all, and promoting a culture of allyship and ownership. Nova Credit is dedicated to transparency and continuous improvement in their DEI efforts, recognizing the importance of building a workforce that reflects the communities they serve.