Northern Arc Capital

Northern Arc Capital is a leading non-banking financial company (NBFC) in India, dedicated to providing credit solutions to underserved households and businesses. They operate in six key sectors: MSME financing, Microfinance, Consumer Finance, Vehicle Finance, Affordable Housing Finance, and Agriculture Finance. With a focus on impact lending, Northern Arc aims to promote financial inclusion and empower individuals and businesses through access to finance.

Over the last 15 years, Northern Arc has built a comprehensive retail credit ecosystem in India, leveraging their expertise and proprietary technology platform, Nimbus. They work through a network of originator partners, retail lending partners, and direct branches to reach diverse customer segments. Their commitment to responsible lending practices includes incorporating ESG factors into their underwriting and promoting gender equality through their lending programs. Northern Arc has a strong credit rating and a diversified funding profile, enabling them to provide tailored financial solutions to a wide range of borrowers.

Northern Arc offers a comprehensive range of employee benefits, including rigorous training and development programs, opportunities for innovation and real-world problem-solving, mentorship and growth with exposure to intelligent finance, and a rewarding work environment that prioritizes social and economic impact. The company also provides a variety of perks such as fitness reimbursement, medical insurance, annual medical check-ups, annual offsite trips, and term life and personal accident insurance.

Northern Arc Capital is a financial institution dedicated to expanding access to credit in India's underserved communities. Their mission is to provide diverse retail credit solutions to under-served households and businesses across six focused sectors, including MSME financing, microfinance, consumer finance, vehicle finance, affordable housing finance, and agriculture finance. Their goal is to empower individuals and businesses through financial inclusion, ultimately contributing to positive social and economic change in India.

Northern Arc cultivates a diverse and inclusive work environment, valuing the unique contributions of its employees across India. They emphasize a strong team spirit and collaborative approach, fostering a culture where individuals work together towards a common goal of driving positive financial impact. This commitment to shared purpose is coupled with a dedication to providing opportunities for personal and professional growth, including rigorous training and exposure to innovative solutions that create real-world social and economic change.

Northern Arc Capital is committed to fostering a diverse, equitable, and inclusive workplace. They pride themselves on being an equal opportunities organization with in-depth local understanding of the markets they operate in. Their strength comes from their collective belief in their mission, and their team spirit enables them to behave as one unit across functions. Northern Arc's culture values diverse perspectives and backgrounds, recognizing that a variety of voices and experiences are essential for their success. They also actively integrate gender analysis in their business operations, using finance as a tool to promote gender equality and reduce the gap between men and women in financial inclusion.