The Work Index by Flexa

MyShubhLife

MyShubhLife is India's leading embedded finance and personal loan platform, providing innovative credit solutions to fuel the growth of small businesses and individuals.

https://www.myshubhlife.com/
4.7

/10

Transparency ranking

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Description

MyShubhLife is India's leading embedded finance and personal loan platform, providing innovative credit solutions to fuel the growth of small businesses and empower individuals. Their technology-driven platform leverages data science to democratize credit access for the "Next Half Billion" segment, those who are not yet part of the formal credit system. MyShubhLife's commitment to financial inclusion is evident in their wide range of products, including revolving lines of credit, short-term loans, term loans, insurance, bill payments, mutual fund SIPS, and E Gold and E Tax filing services.

MyShubhLife is dedicated to ethical and responsible lending practices, ensuring transparency and fairness for their customers. They provide a user-friendly experience through their mobile application, offering the convenience of applying for loans in local languages and transparent pricing with no hidden charges. Their customer-centric approach has garnered trust and resulted in over 1 million customers joining their platform. MyShubhLife is committed to building a brighter financial future for all, driven by their core principles of offering responsible credit, providing truthful information, enhancing customer experience, and respecting data security.

Flexibility

MyShubhLife currently does not have any open positions advertised. NONE

Mission

MyShubhLife is a technology-driven lending platform dedicated to democratizing credit in India by providing easy, affordable, and transparent financial services to the "Next Half Billion" segment. Their mission is to leverage technology to build and deliver contextual financial products for this underserved market, ultimately transforming into a full-stack digital bank by 2026.

Data-driven
Disruptor
Social impact led
Tech for good

Culture

MyShubhLife promotes a culture focused on financial inclusion and democratizing access to credit, empowering individuals and businesses with transparent and responsible financial solutions. They value innovation and technology, while fostering a team environment of collaboration and knowledge sharing amongst bankers, technologists, and data scientists. The company emphasizes customer satisfaction through user-friendly platforms and personalized services, ensuring respect and fair treatment for all.

DE&I

MyShubhLife is committed to creating a diverse, equitable, and inclusive workplace where all employees feel valued, respected, and empowered. The company embraces diversity in its workforce and actively seeks out individuals from all backgrounds and identities. MyShubhLife is dedicated to fostering a culture of equity, ensuring fair treatment and opportunities for all, and promoting inclusivity by creating a welcoming environment where everyone feels comfortable being themselves.

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