The Work Index by Flexa

Mosaic Health Ltd (t/a Mo.health)

Mo.health is a radically simple, technology-led provider of health cover for modern teams that operates internationally.

https://www.mo.health/
5.8

/10

Transparency ranking

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Description

Mo.health is a tech-driven health benefits provider that offers a unique collective model of health cover. Instead of traditional insurance premiums, Mo.health members pay a flat monthly subscription, which contributes to a shared trust fund. Members can then use their Mo Mastercard to pay for healthcare services from any provider that accepts Mastercard, without needing to file claims or wait for reimbursements. This allows for greater flexibility and transparency, empowering members to choose the care they need on their terms.

Mo.health's mission is to create the most people-centric health cover on the planet. They offer international coverage, no minimum contracts, a self-serve platform, and a range of benefits including dental, optical, mental health, physiotherapy, specialists, scans, and digital GP services. The company also emphasizes its commitment to transparency, fair pricing, and a genuine partnership with its members.

Flexibility

Mo.health offers flexible work arrangements, allowing employees to manage their work schedules and locations. While specific details about remote work policies are not provided, the company emphasizes a "modern" approach to work and highlights the convenience of their app and self-serve platform, which suggests a degree of flexibility and autonomy for employees.

Benefits

Mo.health offers a comprehensive health plan that includes dental, optical, musculoskeletal (MSK), mental health, digital GP, specialists, podiatry, scans, travel vaccinations, and midwife messenger support. The plan is designed to be accessible and affordable, with no minimum contracts and a simple, transparent pricing structure. It also features a unique "collective self-financing" model, where member contributions go into a trust fund that they can draw on for their health needs, rather than relying on traditional insurance reimbursement. The Mo Mastercard allows members to pay for their treatments directly with any registered provider, simplifying the process and eliminating the need for claims.

WFA scheme

Mission

Mo.health is a people-powered collective that aims to revolutionize health cover by providing simple, transparent, and accessible healthcare benefits to modern teams. Unlike traditional insurance models, Mo.health operates on a collective self-financing model, where members pay monthly subscriptions that go directly into a shared trust fund. Members then use their Mo Mastercard to pay for healthcare at any provider who accepts Mastercard, without needing to file claims. With international coverage as standard and no minimum contracts, Mo.health empowers teams to access the healthcare they need on their terms, anywhere in the world.

Disruptor
Healthcare
Improving quality of life/health
Social impact led
Tech for good

Culture

Mo.health promotes a culture that is people-centric, innovative, and transparent. They emphasize community, empowering employees to make their own healthcare decisions with no restrictive networks or lengthy claims processes. Their modern, tech-driven approach focuses on simplicity and ease of use, valuing customer service and a collaborative environment where everyone feels valued.

Agile and dynamic
Autonomous
Collaborative
Engaging
Entrepreneurial
People-first
Progressive
Supportive
Transparent

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