The Work Index by Flexa

Modalku

Modalku is a digital lending platform for small and medium-sized enterprises (SMEs) in Indonesia and Southeast Asia.

https://modalku.co.id/
4.9

/10

Transparency ranking

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Description

Modalku is a digital lending platform that connects potential small and medium enterprises (SMEs) with investors, providing funding solutions for businesses to grow and thrive. Based in Indonesia, Modalku operates in several Southeast Asian countries, including Singapore, Malaysia, Thailand, and Vietnam. They offer various funding options such as Invoice Financing, Business Term Loans, and APF Paylater, tailored to meet the specific needs of different business types and sizes.

Modalku is committed to responsible lending and supports the growth of a sustainable economy. They have developed a strong ESG framework to assess the environmental and social impact of SMEs and promote responsible business practices. The company is licensed and regulated by the Financial Services Authority (OJK) in Indonesia, ensuring a secure and reliable platform for both lenders and borrowers.

Flexibility

Modalku doesn't mention job flexibility on its website or in its job postings. NONE

Benefits

Modalku is committed to creating an inclusive, diverse, and equitable workplace. They are focused on empowering employees to drive meaningful impact on the environment and society through personal growth and promoting responsible business practices. They offer various employee benefits, including a strong emphasis on inclusion and diversity, as well as promoting personal growth through training and development opportunities. Their commitment to sustainability is evident in the company's adoption of ESG principles, which are integrated into their operational systems and lending activities.

Mission

Modalku is a digital funding platform for SMEs in Indonesia and Southeast Asia that connects potential SMEs with investors, supporting the growth of the Indonesian economy and creating a more inclusive financial world.

Disruptor
Environmental impact driven
Social impact led
Sustainability
Tech for good

Culture

Modalku fosters a culture of high ownership, where every individual strives to make a significant impact on the platform's users. This is evident in their commitment to providing a positive experience for customers and employees, who enjoy regular internal events and a focus on learning and growth. The company also emphasizes teamwork, transparency, and a commitment to ESG principles, creating a work environment dedicated to fostering a positive impact on the Indonesian and Southeast Asian economy.

Progressive
Supportive

DE&I

Modalku promotes a diverse, equitable, and inclusive workplace through various initiatives. They prioritize creating a space where employees feel comfortable and empowered to perform their best work, regardless of background. This commitment is reflected in their active promotion of gender equality, employee development programs, and a strong focus on ethical business practices, which are all key components of their Environmental, Social, and Governance (ESG) framework.

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