Micappital 2017 EAF S.L.

Micappital is a Spanish fintech company that provides automated investment advice to individuals. They specialize in finding and recommending low-cost "clean-class" investment funds within a user's existing bank account, streamlining the process for those who are new to investing or don't have the time for extensive research. Micappital operates on a "pay-for-performance" basis, charging a monthly fee only when the customer's portfolio sees positive returns. They offer various pricing tiers to suit different investment sizes, including a free option for those investing less than €1,000.

Micappital prides itself on transparency and ethical practices. Their service is independent and doesn't receive commissions from banks or investment funds, ensuring unbiased recommendations. They are regulated by the Spanish Securities Market Commission (CNMV) and all their advisors are certified by the European Financial Planning Association (EFPA). Micappital also emphasizes its commitment to sustainable investing through its Micappital ECO branch, where they offer investment advice focused on companies with a positive social and environmental impact.

Micappital's mission is to make investing accessible and affordable for everyone. They offer a personalized investment service that helps users find the best funds for their needs and risk tolerance, all without leaving their existing bank. Micappital's technology analyzes thousands of funds and provides automated portfolio management, while their team of certified advisors provides guidance and support. By focusing on transparency and low fees, Micappital empowers individuals to take control of their financial future and achieve their investment goals.

Micappital promotes a culture focused on customer satisfaction, transparency, and user-friendliness. They prioritize accessible, straightforward financial services, particularly for those who may not have experience with traditional wealth management. This is evident in their clear and concise communication, emphasis on low fees, and the promise of only charging when they generate profits for their clients. The company also highlights its commitment to ethical practices and responsible investing through its Micappital ECO initiative.