The Work Index by Flexa

LiquiLoans

LiquiLoans is an RBI-registered peer-to-peer lending platform that connects borrowers with lenders, offering a cheaper alternative to traditional financial institutions.

https://www.liquiloans.com/
4.4

/10

Transparency ranking

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Description

LiquiLoans (NDX P2P Private Limited) is a peer-to-peer (P2P) lending platform based in India that connects borrowers with lenders, eliminating traditional bank and NBFC margins for cheaper borrowing and more lucrative investment opportunities. The company boasts a robust credit assessment methodology, a user-friendly platform with both manual and auto-invest options, and a focus on consumer lending, including education, healthcare, and rental security deposits. Their business model relies on a fee-based income structure, and they are committed to transparency and security with all transactions flowing through an escrow account managed by a bank-sponsored trustee.

LiquiLoans has garnered significant traction in India, highlighting itself as one of the leading P2P platforms in the country. They are backed by notable investors such as Matrix Partners, and have earned positive testimonials from clients, investors, and industry partners. LiquiLoans promotes itself as a safe and secure platform, with a commitment to high ethical standards and a focus on providing accessible, affordable financial services to individuals and businesses in India.

Mission

LiquiLoans is an RBI registered NBFC-P2P platform focused on connecting investors with creditworthy borrowers, aiming to provide a more efficient and transparent alternative to traditional lending institutions. Their goal is to empower individuals to diversify their wealth through high-yielding returns on loans, while mitigating risk through stringent credit checks and a diversified borrower portfolio.

Disruptor

Culture

LiquiLoans promotes a culture of transparency, innovation, and customer-centricity. They strive to create a win-win environment for both borrowers and lenders, emphasizing trust and ethical practices. Their dedication to using technology to streamline the lending process and provide accessible financial solutions reflects their forward-thinking approach. They are committed to building a robust ecosystem that supports financial inclusion and empowerment.

DE&I

LiquiLoans (NDX P2P Private Limited) has a commitment to fostering a diverse, equitable, and inclusive environment. Their Fair Practice Code explicitly states they will not discriminate against members based on religion, caste, sex, or descent, and their policies and procedures aim to ensure their platform is operated in an equitable and non-discriminatory manner. This commitment is further reflected in their recruitment efforts, with a focus on hiring individuals from diverse backgrounds and creating a work environment that is welcoming and supportive for all employees.

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