LinkAja

LinkAja is a digital wallet and e-money app developed by PT Fintek Karya Nusantara. It offers various services for users, including top-up, payments, bill payments, funds transfers, cash withdrawals, and third-party funds distribution. LinkAja offers two tiers of service: Basic Service, which is limited to a maximum balance of IDR 2,000,000 and a maximum transaction value of IDR 20,000,000 per month, and Full Service, which offers a maximum balance of IDR 20,000,000 and a maximum transaction value of IDR 40,000,000 per month.

LinkAja also offers a Syariah service for users who wish to perform transactions in accordance with Islamic principles. This service is certified by the Indonesian Ulema Council (MUI) and Bank Indonesia and operates on a Qardh (loan) scheme between PT Fintek Karya Nusantara and the user. This service offers a wide range of features, such as purchasing credit and data packages, paying bills, transportation needs, zakat and waqf, and even investing and taking out Islamic loans.

LinkAja aims to be a leading digital payment platform in Indonesia, offering convenient and secure solutions for all types of transactions, including everyday purchases, bill payments, and even investments. Their mission focuses on empowering individuals and businesses with easy-to-use and accessible financial services that promote financial inclusion and a cashless society.

LinkAja fosters a culture of innovation and customer-centricity, emphasizing digital solutions that empower and simplify the lives of its users. They value collaboration, transparency, and efficiency in their approach to financial services, seeking to create a seamless and secure user experience. This is reflected in their diverse range of products and partnerships, which cater to a wide variety of needs and lifestyles.