Ladder

Ladder is a digital life insurance company that aims to simplify the process of obtaining coverage. They offer a fully online application that can be completed in minutes, eliminating the need for traditional in-person appointments and medical exams. Their focus is on providing affordable term life insurance policies, with prices starting as low as $5 per month. Ladder also differentiates itself by offering flexible coverage, allowing policyholders to adjust their coverage amounts and premiums as their needs change.

Ladder's mission is to make life insurance accessible and affordable for everyone. They are committed to using technology to streamline the process and provide a user-friendly experience. Their blog, "The Ladder Journal," offers insightful articles on various topics related to personal finance, lifestyle, and life insurance. Ladder also has a strong focus on sustainability, planting a tree for every policy issued.

Ladder offers flexible work arrangements for its employees, allowing them to choose between working from the company's Palo Alto office, working remotely, or adopting a hybrid approach. This flexibility is further enhanced by remote stipends to support employees working from home, including one-time stipends for setting up a home office and recurring stipends for ongoing expenses.

Ladder offers a comprehensive benefits package designed to support employees' well-being, both personally and professionally. These benefits include an extended option exercise after two years of employment, a 401(k) match, commuter benefits, daily catered lunch for in-office employees, a monthly wellness reimbursement, 10 weeks of paid leave for new parents, generous vacation time, and comprehensive medical, dental, vision, life, FSA, and short & long term disability coverage.

Ladder aims to make life insurance simple, accessible, and affordable for everyone. Through a 100% digital platform and real-time underwriting, Ladder revolutionizes the life insurance experience, eliminating the need for traditional methods like in-person visits or lengthy paperwork. Their mission is to make obtaining the necessary financial protection for loved ones as easy and convenient as possible, empowering individuals to take control of their financial future and ensure their family's security.

Ladder promotes a culture that is fast-paced, data-driven, and user-centric. They prioritize agility, learning, and solving problems for their customers. Their values emphasize collaboration, kindness, and a work-hard, laugh-hard mentality. The company encourages a flexible work environment, offering remote and hybrid options, as well as in-office perks like catered lunches. Their commitment to employee well-being is evident in their comprehensive benefits package and team-building activities.

Ladder is committed to building a diverse, equitable, and inclusive workplace, believing that a variety of perspectives and backgrounds lead to innovation and success. They regularly assess their website and training their employees in accessible design, while promoting a blameless culture and fostering a spirit of teamwork and collaboration across all departments.