KOGTA FINANCIAL (INDIA) LIMITED

Kogta Financial is a leading Non-Banking Finance Company (NBFC) in Western India, specializing in providing financial solutions for individuals and small businesses. Founded in 1996, the company has a strong track record of serving over 100,000 customers, with a diverse borrower profile including farmers, entrepreneurs, and small-scale businesses. Kogta Financial is known for its customer-centric approach, efficient processes, and a wide range of loan products, including MSME loans, commercial vehicle loans, car loans, tractor loans, and loans against property.

The company boasts a network of over 200 branches across 9 states in India, demonstrating its commitment to reaching underserved communities and promoting financial inclusion. Kogta Financial's commitment to responsible lending and sustainable practices is evident in its ESG initiatives, which aim to minimize environmental impact, empower employees and communities, and maintain high governance standards.

Kogta Financial offers a comprehensive package of employee benefits including insurance (medical, accident and term plan), stock ownership, various leaves (parental, marriage, bereavement, child adoption and extra paid holidays), different allowances (conveyance, house rent and leave travel), PF, ESIC, gratuity, employee loans, and gifts on special occasions. They also offer professional development opportunities such as induction and refresher training sessions, and encourage flexible work arrangements to support their workforce.

Kogta Financial's mission is to provide financial products to a wide range of customers, including those in underserved areas, in a friendly and professional manner, with the goal of driving growth for both the company and its stakeholders. They strive to offer a diverse portfolio of products, including vehicle loans, MSME loans, and loans against property, while maintaining a commitment to fair business practices, efficient processes, and strong risk management.

Kogta Financial promotes a culture focused on customer-centricity, growth for all stakeholders, and a strong sense of teamwork. They emphasize dedication to ethical business practices, innovation, and respect for diverse customer profiles. This culture is further reflected in their commitment to employee development and fostering a positive work environment where employees feel valued and supported.

Kogta Financial emphasizes diversity, equity, and inclusion (DE&I) by promoting financial literacy and access for all, particularly in underserved communities. They actively seek to expand their reach through dedicated customer service, fair business practices, and a diverse workforce that reflects the communities they serve. Their efforts include a commitment to women's hiring, supporting local artisans, and creating inclusive environments for their employees.