JULO

JULO is a financial technology company based in Indonesia that provides digital lending and financial services. The company's mission is to promote financial inclusion by offering accessible and affordable credit products to a wide range of Indonesian citizens, primarily through its smartphone app. JULO leverages advanced technology, including artificial intelligence and machine learning, to assess creditworthiness and personalize loan offerings. It also offers various financial services, including the ability to pay bills, top-up e-wallets, and send money.

JULO operates under a full license from the Indonesian Financial Services Authority (OJK) and prioritizes user safety and data security. The company is committed to ethical practices and responsible lending to contribute to a more financially inclusive Indonesia. JULO has experienced significant growth since its founding in 2016, becoming a leading digital lending platform in the Indonesian market. The company continues to innovate and expand its services to cater to a diverse range of users' financial needs.

JULO offers flexible working arrangements, allowing employees to work from anywhere. The company has a head office and a satellite office, but employees can also work from home or any other location. This flexibility allows employees to have a better work-life balance and manage their time more effectively, while also increasing their productivity.

JULO offers a comprehensive benefits package that includes internal engagement events, office facilities like a laptop ownership program and counseling sessions, annual medical check-ups, a free-interest digital credit program for employees, paid training, fully underwritten taxes and BPJS, private health insurance, annual and spot bonuses, allowances for life milestones, a referral bonus, 15 days of annual leave, maternity leave, and other leave entitlements.

JULO is a financial technology company based in Indonesia with a mission to help millions of Indonesians achieve financial empowerment by providing accessible, affordable, and transparent digital financial services. Their goal is to become a comprehensive "financial super app" that provides a one-stop solution for all financial needs, from lending and digital payments to online bill payments and insurance.

JULO promotes a culture that prioritizes excellence and doing the right thing, fostering a friendly yet intense work environment where collaboration and individual growth are highly valued. They encourage open communication and discourage bureaucracy and mediocrity, striving to build a company that future generations will be proud of.

JULO is committed to fostering a diverse, equitable, and inclusive work environment. They explicitly state their values of "Do the Right Thing" and "Excellence," emphasizing a fair and transparent workplace where everyone's voice matters. JULO actively promotes a friendly and intense work culture, encourages personal and professional growth, and offers benefits like flexible working hours, work-from-anywhere options, and equal opportunities for all employees.