Home Credit India

Home Credit India is a consumer finance provider that operates in India, and is part of the international Home Credit Group founded in 1997. Their focus is on providing financial services to under-served customers with limited or no credit history, both online and offline. They offer a range of products, including personal loans, mobile phone financing on easy EMIs, and the Ujjwal EMI Card, a pre-approved credit card for shopping on EMIs.

The company emphasizes responsible lending and financial inclusion, believing in the power of empowering customers with financial knowledge and access to credit. Home Credit India has grown rapidly since entering the Indian market in 2012, serving over 14 million customers across 625 cities and partnering with over 53,000 merchants. They have also made significant strides in digital transformation, offering customers a seamless online experience for applying for loans, managing their accounts, and accessing services.

Home Credit India prioritizes work-life balance and offers a generous 32 leave days and 13 national holidays annually. The company also offers comprehensive insurance coverage, paternity leave for new fathers, and fully paid maternity leave up to 26 weeks for new mothers. These benefits demonstrate Home Credit India's commitment to providing flexibility and support to its employees.

Home Credit India offers a comprehensive benefits package to its employees, prioritizing their well-being and work-life balance. These benefits include 32 leave days and 13 national holidays annually, comprehensive insurance coverage tailored to different positions, 7 working days of paternity leave for new fathers, and fully paid maternity leave of up to 26 weeks for mothers. They also emphasize continuous learning and development through programs like Bizwiz, CETD, and their in-house Digital Library, fostering an inclusive and supportive work culture.

Home Credit India is a consumer finance provider committed to driving financial inclusion in India. They offer a variety of loan products and services, including personal loans, mobile phone financing, and home appliance financing, designed to be accessible and affordable to a wide range of customers, especially those with limited or no credit history. The company's mission is to empower people to achieve their financial goals and live the life they want, through responsible lending practices and a focus on digital empowerment and financial literacy.

Home Credit India promotes a culture of inclusivity, support, and accessibility, recognizing the importance of a positive work environment. They emphasize open communication and employee well-being, offering various benefits like generous leave days and insurance coverage. Their commitment to diversity and inclusion is evident through gender-neutral job descriptions and training programs for managers on unconscious bias.

Home Credit India emphasizes establishing an inclusive and open workplace culture where employees feel comfortable speaking freely. Their approach to Diversity, Equity, and Inclusion goes beyond conventional practices by focusing on training managers on unconscious biases, micro-aggressions, and inclusivity. They also demonstrate their commitment to equal opportunity by using gender-neutral language in job descriptions.