The Work Index by Flexa

Habito

Habito is a UK-based fintech company that aims to simplify the mortgage process for homebuyers and remortgagers.

https://www.habito.com/
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Description

Habito is a UK-based fintech company focused on simplifying the mortgage process. Their mission is to "set people free from the hell of mortgages" by providing a digital platform for customers to compare mortgages from over 90 lenders and apply online. Habito offers both free mortgage advice and application services, as well as a paid "Habito Plus" service that handles the entire home-buying process, including surveys, legal work, and mortgage application.

Habito prides itself on its transparent, user-friendly approach, with a focus on removing jargon and confusion. Their website features a wealth of resources for customers, including mortgage calculators, comparison tools, and articles explaining different aspects of the home-buying process. Habito's commitment to innovation has earned them recognition and awards, solidifying their position as a leading player in the UK mortgage market.

Flexibility

Habito offers a variety of flexible work arrangements for their employees, including the option to work remotely, with the ability to go to the office when needed. They also offer flexible holidays, allowing employees to take time off in a way that works best for them.

Hybrid

Benefits

Habito offers a comprehensive benefits package designed to support employee well-being and work-life balance. This includes flexible holiday arrangements, inspiring guest speakers, life insurance covering 4x annual salary, a pension with employer contributions of 3%, a cycle-to-work scheme, enhanced maternity and paternity leave, and remote work options with the ability to work from home or the office.

Enhanced parental leave

Mission

Habito's mission is to simplify and empower homeownership, particularly in the area of mortgages. They aim to eliminate the confusion and frustration associated with traditional mortgage services by providing customers with clear, accessible information, online tools, and expert guidance. Habito strives to make the mortgage process efficient and stress-free, giving people back control over their home financing decisions.

Automation
Data-driven
Disruptor
Environmental impact driven
Improving quality of life/health
Social impact led
Sustainability
Tech for good

Culture

Habito fosters a culture of empathy, innovation, and responsibility. They encourage their employees to understand the needs of their customers and strive to provide them with the best possible experience. The company values continuous improvement, fearlessly iterating on their products and services to make them better. They also emphasize a strong sense of accountability, believing that everyone is responsible for both their own success and the success of the team.

Agile and dynamic
Collaborative
Entrepreneurial
People-first
Progressive
Supportive
Transparent

DE&I

Habito's approach to diversity, equity, and inclusion focuses on creating a workplace where everyone feels valued and respected. They strive for an inclusive environment where individuals from all backgrounds can thrive and contribute their unique perspectives. Habito actively promotes diversity in its hiring practices and is committed to ensuring equitable opportunities for all employees. They are constantly evaluating their policies and practices to ensure they are fostering a culture of inclusion and belonging.

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