Grow Credit Inc.

Grow Credit is a financial technology company that helps people build and improve their credit scores by providing a virtual Mastercard that can be used to pay for monthly subscriptions. The company offers a range of plans, from a free "Build" plan to a premium "Accelerate" plan, which allows users to pay for a wider range of subscriptions and have higher monthly spending limits. Grow Credit reports to all three major credit bureaus, so users can see their credit score improve as they make consistent, on-time payments for their subscriptions.

Grow Credit also has a strong focus on financial inclusion. The company offers a variety of resources and educational materials to help users learn about credit and manage their finances. Grow Credit also partners with a range of businesses, including financial institutions and fintech companies, to provide consumers with access to a wider range of financial services. This includes the development of a “Grow API” which allows businesses to embed Grow Credit’s credit-building tools within their own platforms. Grow Credit is committed to helping everyone, regardless of their financial situation, build a better credit score and achieve their financial goals.

Grow Credit offers a comprehensive benefits package designed to support its employees. The company provides access to financial literacy education, premium subscriptions, cell phone bill payment, and automatic payments on all plans. Additionally, Grow Credit offers a generous referral program where employees can earn a monthly spending limit increase for every successful referral. The company also provides health and dental insurance, paid time off, and a 401(k) plan with a company match. These benefits are designed to attract and retain top talent while fostering a positive and rewarding work environment.

Grow Credit Inc. aims to revolutionize credit building by offering a simple and accessible platform that empowers individuals to establish, build, and grow their credit scores through the consistent payment of everyday subscriptions. They provide a virtual Debit Mastercard, designed specifically for subscription payments, which reports to all major credit bureaus, helping users create a positive credit history and achieve financial stability. Grow Credit offers various membership tiers, including a free option, to accommodate diverse financial situations, and actively seeks to partner with businesses and institutions to expand its reach and impact on financial inclusion.

Grow Credit promotes a culture focused on financial empowerment and inclusivity. They emphasize helping people build credit through a simple and user-friendly platform, targeting those who may have previously struggled with accessing credit. The company celebrates its customers' success stories and fosters a supportive community through its blog and social media channels. They also prioritize transparency and trust by openly sharing their financial data and investing heavily in security measures, creating a secure environment for customers.