Goldfinch

Goldfinch is a decentralized, globally accessible credit protocol built on the Ethereum blockchain. Its mission is to expand access to capital by bringing the world’s credit activity on-chain while fostering financial inclusion. Goldfinch allows borrowers to show creditworthiness based on the collective assessment of other participants, rather than requiring crypto collateral. This "trust through consensus" approach unlocks access to cryptocurrency capital for borrowers in emerging markets who would otherwise be excluded from traditional lending systems.

Goldfinch's investors are a decentralized community who make loans to businesses that drive economic growth in their regions, starting with those in emerging markets. The protocol currently supports a variety of borrowers, including fintechs, credit funds, and other businesses seeking capital in over 28 countries. By removing the need for crypto collateral and providing a means for automatically distributed yield, Goldfinch dramatically expands both the potential borrowers who can access crypto and the potential investors who can gain exposure.

Goldfinch offers remote work opportunities for several positions, including Analyst, Credit Investments, Managing Director - RIA Business Development, Managing Director - Business Development, and Director, Head of Research (Heron Finance). The company is based in NYC and offers a fully remote option for the mentioned roles.

Goldfinch's mission is to expand access to capital by creating a single global credit marketplace, bringing real-world lending onto the blockchain. This means that anyone, from startups in emerging markets to institutions in developed countries, can borrow from the same capital markets, while investors can access these deals directly. By removing the need for crypto collateral and providing a means for automatically distributed yield, Goldfinch aims to democratize access to credit and foster financial inclusion.

Goldfinch cultivates a culture of transparency and community-driven innovation, emphasizing collaboration and active participation in governance. The company prioritizes financial inclusion and real-world impact, fostering a supportive environment for both its team and its investors. This approach encourages a sense of ownership and responsibility, as users play a vital role in shaping the future of the decentralized credit protocol.