First Circle

First Circle is a Philippine-based financial technology company dedicated to empowering the growth of small and medium enterprises (SMEs). Founded in 2016, the company provides various financial products and services, including non-collateral business loans, revolving credit lines, and employee salary loans. First Circle aims to create a more accessible and inclusive financial ecosystem for SMEs by offering fast, fair, and flexible solutions, and is known for its rapid loan processing times, competitive interest rates, and minimal paperwork.

First Circle emphasizes a strong customer-centric approach, providing dedicated account managers to guide businesses through the loan application process and offer ongoing support. They are a recognized leader in the Philippine fintech space, having been awarded SME Digital Innovation of the Year in 2024 and featured in the Financial Times Asia-Pacific High Growth Companies 2023 list. Their commitment to financial inclusion and growth has earned them a reputation for providing innovative and impactful solutions that support the success of businesses across the Philippines.

First Circle offers a hybrid work setup, allowing employees to work from home or in the office, providing flexibility in their work environment. This setup is part of the company's commitment to employee wellness and aims to create a work-life balance for their employees.

First Circle offers a competitive benefits package designed to support employee growth and well-being. These benefits include opportunities to learn from top global talent, an annual profit-sharing bonus, generous health insurance, catered office lunches, unlimited fitness classes, expanded parental leave, and a flexible hybrid work setup. They also host energizing events to foster team connection and celebrate success.

First Circle's mission is to unlock generations of economic potential for small and medium enterprises (SMEs) and their employees by making accessible financial products a reality for SMEs across the Philippines. They believe that SMEs are the backbone of society and that the current financial system fails to adequately support them. First Circle aims to change this by providing innovative and accessible financial products, including business loans, credit lines, and employee salary loans, to empower SMEs and their employees to thrive and grow.

First Circle promotes a culture of ownership, growth, teamwork, and application. They encourage employees to take responsibility for delivering their best work, speak up and offer help when needed, and work collaboratively to achieve shared goals. They offer market-leading benefits such as profit-sharing, generous health insurance, catered lunches, unlimited fitness classes, expanded parental benefits, energizing events, and a flexible work setup.

First Circle is committed to fostering a diverse, equitable, and inclusive workplace. They believe in the power of diverse perspectives and experiences to drive innovation and create a positive impact on society. Their approach focuses on attracting and retaining a talented workforce from various backgrounds and creating a culture where everyone feels valued, respected, and empowered to contribute their best. This is reflected in their hiring practices, employee benefits, and ongoing efforts to promote inclusion and equity throughout the company.