Essent Group Ltd.

Essent Group Ltd. is a Bermuda-based holding company that operates within the housing finance industry. Essent Group provides private mortgage insurance, reinsurance, and title insurance and settlement services. The company aims to mitigate mortgage credit risk, enabling lenders and investors to offer mortgage financing to homeowners. Essent’s strength is attributed to its robust capital position, exceptional customer service, and collaborative approach to fostering long-term business relationships.

Essent Group’s major subsidiaries are Essent Guaranty, Inc., Essent Reinsurance Ltd., and Essent Title Holdings. Essent Guaranty, Inc. is a private mortgage insurer approved by Fannie Mae and Freddie Mac, and licensed nationwide. Essent Reinsurance Ltd., headquartered in Pembroke, Bermuda, reinsures credit risk and holds a Class 3B insurance license from the Bermuda Monetary Authority. Essent Title Holdings includes Agents National Title, a title insurance underwriter headquartered in Missouri, and Boston National Title, an independent title agency based in North Carolina.

Essent Group Ltd. is a Bermuda-based holding company dedicated to serving the housing finance industry as a trusted partner by responsibly offering mortgage insurance, reinsurance, and risk management products to mortgage lenders and investors. Their mission is to support affordable homeownership by providing private capital to bear mortgage credit risk, enabling lenders to offer financing options to a broader range of prospective homeowners.

Essent Group Ltd. promotes a culture of responsible corporate citizenship, emphasizing reliability, sustainability, and doing the right thing. This translates to a strong commitment to ethical business practices, community engagement, and employee well-being. Their mission to serve the housing finance industry responsibly by offering mortgage insurance, reinsurance, and risk management products to lenders and investors fosters a collaborative and customer-centric environment. This is reflected in their commitment to best-in-class customer service and building long-term business relationships.

Essent Group Ltd. prioritizes diversity, equity, and inclusion (DE&I) as a core component of its corporate citizenship, recognizing that long-term success depends on fulfilling its promises to its customers, employees, and communities. The company actively supports ESG initiatives that are relevant to its operations and align with its dedication to responsible corporate citizenship, ensuring that DE&I considerations are integrated into its decision-making processes and disclosures. Essent fosters a culture of inclusion by providing opportunities for employee volunteerism, partnering with charitable organizations, and contributing to causes that support children, education, health, and housing.