EarnIn

EarnIn is a financial technology company that aims to empower people with access to their earned wages before payday. Their core product is a mobile app that allows users to "cash out" a portion of their wages, up to $100 per day or $750 per pay period, without any interest or mandatory fees. Beyond this core service, EarnIn offers additional features like early pay for direct deposits, Balance Shield to protect bank balances from overdraft fees, Tip Yourself for effortless saving, and free credit monitoring.

EarnIn's mission extends beyond providing financial tools to also advocate for financial wellbeing. They actively participate in initiatives to alleviate consumer debt, including partnerships with organizations like ForgiveCo and RIP Medical Debt to abolish millions of dollars in debt for communities across the country. EarnIn's commitment to financial inclusion and empowerment is evident in their services, advocacy work, and diverse team.

EarnIn offers a variety of work arrangements, including fully remote and hybrid positions, allowing employees to work from various locations, including their homes, coworking spaces, or offices. This flexibility fosters a diverse and global workforce and caters to individual preferences, promoting work-life balance and attracting talent from various regions.

EarnIn offers a comprehensive benefits package for its employees, focusing on professional growth, work-life balance, and employee well-being. They provide a mentoring program, internal learning opportunities, and an annual education stipend to support employee development. They also offer generous PTO policies, regional holiday observance, wellness funds, parental and caregiver leave, and competitive medical, dental, vision, life insurance, and disability plans. For financial security, EarnIn provides 401(k) and FSA plans for US employees. EarnIn also encourages a diverse workforce and provides a supportive environment for all employees through employee-led resource groups and activities focused on social events, volunteering, networking, leadership, and career development opportunities.

EarnIn's mission is to empower financial independence and confidence for everyone by reimagining the way money moves. They believe that people should have access to their hard-earned pay as they earn it, giving them greater control over their finances. This is achieved through their suite of financial tools, including earned wage access, credit monitoring, and savings options, all designed to help people spend and save on their own terms and achieve their financial goals.

EarnIn promotes a culture of innovation, collaboration, and customer focus. They value a diverse workforce, encouraging inclusivity and employee-led resource groups to foster a sense of belonging. The company emphasizes initiative, excellence, and a commitment to making financial momentum accessible to everyone. This is achieved through a transparent and open communication style, encouraging team members to share knowledge and work together to reach the best solution. They prioritize employee well-being with a focus on work-life balance and generous benefits such as educational stipends, wellness programs, and family-friendly policies.

EarnIn prioritizes diversity, equity, and inclusion by recognizing that a diverse workforce is essential to building a financial system that works for everyone. Their team is comprised of individuals from various backgrounds, lived experiences, and perspectives, creating an inclusive environment where they can do their best work. They actively encourage belonging through employee-led resource groups and activities focused on social events, volunteering, networking, leadership, internal and external mentoring, and career development opportunities. EarnIn's leadership team is also reflective of this commitment, with 41% women and 51% people of color.