Cross River

Cross River is an API-driven banking infrastructure provider that embeds financial services across industries. The company's focus on compliance and its modern, innovative approach sets it apart. Cross River offers a range of products including payment solutions, card issuing, and digital lending, all powered by its proprietary banking core, Cross River Operating System (COS).

The company is known for its agility and ability to adapt to the ever-evolving market, particularly in the face of challenges like the COVID-19 pandemic. Cross River prioritizes its partnerships, building customized banking solutions for fintech innovators, neobanks, digital lenders, merchant acquirers, and institutional credit investors. With its commitment to community and giving back, Cross River is shaping the future of financial services.

Cross River is a technology-driven bank committed to providing financial services to businesses and consumers, particularly those underserved by traditional banks. They aim to bridge the gap between legacy banking and the innovation of fintech, offering a suite of products and solutions that includes lending, payments, card issuing, and more. Cross River's mission is to empower partners and customers with the tools and expertise they need to thrive in a rapidly evolving financial landscape, all while upholding a strong commitment to compliance, consumer protection, and community engagement.

Cross River promotes a culture of innovation, collaboration, and community impact. They prioritize their partners' success by providing cutting-edge technology and expertise, while also being deeply committed to fostering financial inclusion and giving back to their communities. Their work environment fosters an entrepreneurial spirit, encouraging employees to take risks and think outside the box, all while being rooted in strong ethical values and a dedication to responsible financial practices.

Cross River embraces diversity, equity, and inclusion as core values, demonstrating this commitment through its Foundation@ initiative which supports organizations promoting education, community development, and access to technology. The company fosters a welcoming environment by providing financial literacy workshops for underserved communities and actively seeking diverse talent within its workforce. Additionally, Cross River prioritizes fair lending practices, ensuring equitable access to financial services for all.