CreditAccess Grameen Limited

CreditAccess Grameen Limited (CA Grameen) is India’s largest microfinance institution, serving over 4.98 million customers across 16 states and one Union Territory. The company provides a range of financial products, including microloans, tailored to the needs of low-income households, particularly women in rural areas. CA Grameen is known for its customer-centric business model, efficient operations, and commitment to social responsibility. The company is committed to promoting financial inclusion and empowering women through its microfinance services.

CA Grameen's origins can be traced back to 1999, when it was founded as a project under the T. Muniswamappa Trust, an NGO in South Bengaluru. Inspired by the Grameen Bank model in Bangladesh, CA Grameen initially focused on group lending, providing collateral-free loans to women entrepreneurs. The company has since grown significantly, becoming a listed entity on the National Stock Exchange of India (NSE) and the Bombay Stock Exchange (BSE) in 2018.

CreditAccess Grameen Limited offers a comprehensive benefits package for its employees. This includes medical insurance, COVID-related paid leaves and vaccination reimbursement, as well as opportunities for professional development and growth. The company also prioritizes employee wellbeing by fostering a gender-equal work culture and hiring a majority of its workforce from local communities.

CreditAccess Grameen Limited is a leading Indian microfinance institution committed to providing affordable credit and financial services to low-income households in rural India. They strive to offer these services in a responsible, sustainable, and reliable manner, adapting to the evolving needs of their customers. Their mission is to empower individuals and communities by providing access to financial resources, enabling them to improve their lives and break the cycle of poverty.

CreditAccess Grameen Limited promotes a culture focused on customer-centricity, innovation, and social responsibility. The company prioritizes employee well-being by offering competitive compensation, comprehensive benefits, and opportunities for professional development. A strong emphasis is placed on ethical behavior, transparency, and accountability, fostering a culture of trust and collaboration throughout the organization.

CreditAccess Grameen Limited is committed to fostering a diverse and inclusive work environment, with a focus on empowering women and recruiting locally. They prioritize employee wellbeing and offer equal opportunities, resulting in a workforce where approximately 98% of employees are hired from local communities. This dedication to inclusivity extends beyond the workplace, as they actively promote financial inclusion through their microfinance services and outreach programs, supporting the socio-economic development of low-income households in rural India.