
Credit Wise Capital
Credit Wise Capital is a consumer finance Registered NBFC focused on providing technology-driven loans, particularly for two-wheeler financing.
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Credit Wise Capital is a consumer finance Registered NBFC (Non-Banking Financial Company) headquartered in Mumbai, India. The company focuses on providing technology-driven loans to customers, specifically targeting the two-wheeler lending market. Credit Wise Capital distinguishes itself through its rapid loan approvals, often completed within two minutes, and its streamlined digital processes. These processes include app-based applications, a user-friendly website, and a dedicated customer helpline.
Since its founding in early 2019, Credit Wise Capital has achieved impressive growth, positioning itself as one of the fastest-growing two-wheeler focused fintech companies in India. The company has a strong focus on technology-driven underwriting and efficient collections, allowing them to reach a broader customer base and offer competitive rates. Their commitment to innovation is demonstrated by the development of "Twin2," an AI-powered chatbot designed to enhance the loan experience.
Flexibility
Credit Wise Capital does not explicitly mention job flexibility on its website. Information regarding flexible work arrangements, such as remote work options or flexible hours, is unavailable.
Benefits
Credit Wise Capital offers a comprehensive benefits package to its employees, including a competitive salary, health insurance with a no-cost EMI payment option, and a positive work environment that fosters professional growth and celebrates life. They also emphasize ethical practices and offer a guardian of code of conduct and employee trading policies. The company is dedicated to creating a world-class NBFC in India and prioritizes employee well-being and development.
Mission
Credit Wise Capital is a consumer finance Registered NBFC committed to providing technology-driven loans, particularly in the two-wheeler lending market. Their goal is to disrupt the traditional lending process through a blend of tech-driven underwriting, swift approvals, and a focus on collections. Established in early 2019, they've quickly become one of the fastest-growing fintechs in India, driven by their commitment to financial inclusion and delivering a seamless customer experience.
Culture
Credit Wise Capital fosters a culture that values innovation, technology, and customer satisfaction. They emphasize a fast-paced, results-oriented environment, reflected in their rapid growth and commitment to quick loan approvals. The company celebrates a collaborative spirit, evidenced by their partnerships with other businesses and their focus on building a world-class NBFC in India. While their website highlights the company's dedication to employee well-being, it is unclear if they promote a specific work-life balance or have any particular initiatives focused on employee happiness.
DE&I
Credit Wise Capital demonstrates a commitment to diversity, equity, and inclusion by employing a technology-driven approach to lending that is accessible to a wide range of customers across India. This is evidenced by their extensive partnerships with diverse lending partners, emphasis on digital accessibility, and a focus on reaching customers in smaller towns. The company actively encourages a diverse workforce through their open job roles, as seen in their "Company Secretary" job listing which highlights the importance of a diverse and inclusive work environment.
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