Credit Acceptance

Credit Acceptance is an automotive finance company that specializes in providing financing options for individuals with less-than-perfect credit. Founded in 1972, Credit Acceptance works indirectly with dealerships across the United States, enabling them to approve a wider range of customers, including those with bad credit, no credit, or alternative income sources. They focus on building long-term relationships with both dealers and consumers, offering competitive financing options and flexible payment methods.

Credit Acceptance goes beyond just providing financing. They have a robust financial education platform called ExtraCredit, designed to help customers gain financial literacy and improve their credit scores. They are also known for their commitment to community service and social responsibility, supporting various charitable organizations and initiatives. Their dedication to ethical practices and positive social impact has earned them recognition as one of Fortune's "100 Best Companies to Work For".

Credit Acceptance offers a variety of flexible work options for their employees, including work from home, hybrid, and on-site positions in Michigan. This flexibility allows employees to choose the work environment that best suits their needs and preferences, fostering a strong work-life balance.

Credit Acceptance offers a comprehensive benefits package to its employees, including competitive salary with bonus compensation, quarterly profit sharing, and annual merit bonuses. They also provide flexible work options with work-from-home, hybrid, and on-site options in Michigan. Additionally, they offer generous PTO and holidays, with 27.5 paid holidays, vacation, and sick days for the first full year of employment. Their benefits package also includes a 401(K) match, adoption assistance, parental leave, tuition reimbursement, and comprehensive medical, dental, and vision insurance. Credit Acceptance is committed to its employees' growth and development, offering extensive growth opportunities with internal promotions and ongoing business training and career development opportunities.

Credit Acceptance is a company dedicated to driving possibility for everyone, especially those with poor credit or no credit history, by providing them with opportunities to purchase a vehicle and rebuild their credit. They offer a unique approach to auto financing that focuses on inclusivity and second chances, enabling dealers to approve 100% of their customers and providing resources and support to help them achieve financial wellness.

Credit Acceptance promotes a people-focused culture built around their P.R.I.D.E. values, fostering a sense of camaraderie and respect. This dedication to their employees has earned them recognition as one of Fortune Magazine's "100 Best Companies to Work For" for ten consecutive years. The company emphasizes a strong work-life balance, diversity of thought, and inclusivity, providing flexible work options, competitive salaries, generous benefits, and opportunities for career development.

Credit Acceptance strives to create a work environment that is pleasant, professional, and inclusive, fostering a culture of diversity and acceptance of all backgrounds, cultures, religions, sexual orientations, and gender identities. More than half of their team members are women and belong to minority ethnic groups, reflecting diversity in nationality, faith, age, and sexual orientation. They have established a Diversity and Inclusion Committee dedicated to promoting awareness and creating a safe space where every team member feels seen, heard, and empowered.