Cogni

Cogni is a financial technology company, not a bank, that aims to simplify digital banking with a user-friendly app. They offer a free checking account, a Visa debit card, and a multi-chain self-custody crypto wallet. Their goal is to provide effortless, transparent, and inclusive financial and lifestyle solutions. Cogni prides itself on its fast and easy application process, with some users reporting approval within minutes.

Cogni's app features include budgeting, peer-to-peer payments, gift cards, early pay, and access to a large network of ATMs. They offer multiple security features, including single-use cards and robust identity protection. In addition to traditional banking services, Cogni emphasizes its Web3 offerings, including NFT support, wallet connect, and a dApp browser (coming soon). Cogni also partners with other companies, like Unstoppable Domains, to further enhance its services and user experience.

Cogni offers a comprehensive employee benefits package that prioritizes employee well-being. This includes competitive compensation, health insurance with dental and vision coverage, paid time off, and a generous 401k plan with company match. Cogni also provides opportunities for professional development and growth, including training programs and tuition reimbursement.

Cogni's mission is to redefine digital banking by offering effortless, transparent, and inclusive financial and lifestyle solutions. They aim to simplify financial management with their user-friendly mobile app, which includes a checking account, crypto wallet, and other features like early pay and single-use cards. Cogni's commitment to a multi-chain, self-custody wallet empowers users to have greater control and ownership over their finances, while their Web3 suite and dApp integration open up new possibilities for the future of finance.

Cogni promotes a culture that values innovation, transparency, and customer-centricity. They prioritize user experience, offering a seamless and intuitive digital platform for banking and managing digital assets. Their website emphasizes user testimonials, highlighting the ease of use and unique features of their app. With a focus on financial empowerment and accessibility, Cogni aims to build a community that embraces the future of banking and technology.