The Work Index by Flexa

Chocolate Finance

Chocolate Finance is a Singapore-based fintech company that aims to simplify savings and deliver enhanced returns through a user-friendly mobile app.

https://www.chocolatefinance.com/
5.0

/10

Transparency ranking

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Description

Chocolate Finance is a Singapore-based fintech company that offers a simple and easy way for individuals to earn higher returns on their savings. They operate a digital investment platform that allows users to deposit funds and earn daily returns on their first S$20,000, with a target of 3.5% p.a. on any amount above that. Chocolate Finance prides itself on its transparency, user-friendliness, and security, with no minimum deposit requirements or fees. The platform is fully regulated by the Monetary Authority of Singapore (MAS) and backed by reputable investors like Peak XV (formerly Sequoia) and Prosus.

Chocolate Finance's unique approach focuses on delivering happy returns to customers, making their money work harder for them. The company aims to redefine wealth and help people make their lives richer, through innovative and accessible financial products. Their vision is to create financial happiness for everyone, by simplifying the investment process and providing a frictionless experience. As a growing company, Chocolate Finance welcomes feedback and is continuously adding new features and services to its platform.

Benefits

Chocolate Finance offers a comprehensive suite of employee benefits that prioritize employee well-being and happiness. These include competitive salaries, a robust healthcare package, generous paid time off, and opportunities for professional development and growth. The company also values work-life balance and provides flexible work arrangements and a positive and collaborative work environment.

Mission

Chocolate Finance aims to redefine wealth by making personal finance simple and frictionless, offering a platform for effortless income generation and wealth preservation. Their mission is to create financial happiness for everyone, empowering individuals to build a richer life with easy access to high-yield savings and transparent returns.

Disruptor
Improving quality of life/health

Culture

Chocolate Finance promotes a culture centered around making finance simple, accessible, and enjoyable. They strive to create a positive experience for their users, evident in their playful brand identity and emphasis on ease of use. This extends to their team, which is comprised of experts passionate about revolutionizing the financial industry and making wealth accessible to everyone. The company actively seeks feedback and aims to build a platform that feels both secure and rewarding for its users.

Entrepreneurial
Fun
People-first
Progressive
Supportive
Transparent

DE&I

Chocolate Finance is committed to building a diverse, equitable, and inclusive workplace that values the unique perspectives and experiences of all individuals. Their approach prioritizes equal opportunities for everyone, regardless of background, identity, or belief. They strive to create an environment where all employees feel respected, valued, and empowered to contribute their best work.

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