Braviant Holdings

Braviant Holdings is a leading provider of tech-enabled credit products and services for underbanked consumers, headquartered in Chicago. Their mission is to empower consumers to take control of their personal finances by offering financial solutions that help non-prime consumers graduate to lower rates as they work toward prime credit. They achieve this through a proprietary, next-generation approach to lending that combines breakthrough technology and cutting-edge machine learning to transform how people access credit online.

Braviant's innovative decision models look well beyond traditional credit scores to more accurately assess a person's true ability and willingness to repay. This allows them to offer a more tailored lending experience that benefits both the consumer and the company. Beyond its core lending business, Braviant is committed to community engagement and social responsibility, actively supporting organizations like The Refuge Utah, a leading women's shelter. The company is also recognized as a great place to work, earning accolades like being named one of Crain's Best Places to Work in Chicago and American Banker's Best Places to Work in Fintech.

Braviant Holdings offers a highly flexible work environment. They are a fully remote company, allowing employees to work from anywhere. Additionally, they offer a generous parental leave policy, with both part- and full-time employees receiving four weeks of paid parental leave, and the option to work a reduced schedule for a month at full pay upon their return. Their commitment to flexibility extends to recharge Fridays, where the company shuts down to allow staff to prioritize their mental health. These benefits indicate a strong emphasis on employee well-being and work-life balance.

Braviant Holdings offers a comprehensive benefits package designed to support employee well-being and work-life balance. These benefits include generous paid time off, automatic 401(k) company contributions, fully covered medical, dental, and vision insurance, company-paid disability plans, flexible work schedules, and a sabbatical program allowing employees to take a paid four-week break every five years. They also provide extra perks like fun outings, dual monitors, free swag, summer hours, catered happy hours, and a professional development stipend.

Braviant is a mission-driven company focused on serving the underbanked community with innovative financial solutions. They strive to eliminate credit barriers and create a "path to prime" for non-prime consumers by developing advanced machine learning models that look beyond traditional credit scores to accurately assess an individual's ability and willingness to repay. Their easy-to-use, customer-centric solutions help thousands of Americans overcome immediate financial challenges while improving their credit access and achieving lower interest rates.

Braviant Holdings promotes a culture of collaboration, innovation, and results-driven success. They emphasize open communication, valuing the best idea regardless of origin, and encourage employees to think like owners. This translates into a supportive and inclusive work environment where teamwork is prioritized, and individual contributions are recognized. They also prioritize employee well-being, offering generous benefits, flexible work arrangements, and opportunities for professional development.

Braviant Holdings demonstrates a commitment to diversity, equity, and inclusion by actively fostering a welcoming and inclusive work environment for all employees. This is evidenced by their emphasis on building cohesive teams, celebrating wins, and addressing challenges together, as well as their generous parental leave and sabbatical programs. Braviant's mission-driven focus on reducing barriers to credit for underbanked consumers further aligns with their commitment to creating a more equitable financial system for everyone.