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Balance Credit

Balance Credit offers fast, unsecured personal loans and credit services to individuals, especially those with bad credit, to help them get the money they need quickly.

https://www.balancecredit.com/
4.2

/10

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Description

Balance Credit is a financial services company specializing in providing quick and convenient personal loans, particularly to individuals with bad credit. They offer unsecured installment loans and credit services in various U.S. states, often providing a loan decision within seconds and funding the loan as soon as the next business day. Balance Credit emphasizes its user-friendly online application process, transparent rates and terms, and a customer support team available via toll-free phone and email.

While Balance Credit acts as a credit services organization and credit access business in certain states, they also partner with Capital Community Bank, a Utah-chartered bank, to provide loans in other states. This partnership allows Balance Credit to offer a wider range of loan options and to provide efficient loan servicing to customers while the bank focuses on origination, underwriting, and funding. Balance Credit's commitment to accessibility and fast service makes them a viable option for those seeking a quick financial solution.

Mission

Balance Credit is a financial services company that provides fast and easy access to personal loans for individuals facing unexpected financial emergencies. They aim to offer a convenient alternative to traditional payday and title loans, catering to people with both good and bad credit. Balance Credit prides itself on its quick application process, often providing loan decisions within seconds, and strives to fund approved loans as soon as the next business day. Their mission is to empower individuals to overcome unexpected expenses with transparent rates and terms, flexible repayment options, and a commitment to customer support.

Culture

Balance Credit promotes a customer-centric culture focused on providing a quick and easy solution to unexpected financial needs. They emphasize transparency in rates and terms, offering clear information and straightforward processes. With a dedicated support team, they aim to work with customers to ensure their loan experience is positive, minimizing worries and providing accessible assistance. Their commitment to convenience and a friendly, supportive approach defines their culture.

Supportive

DE&I

Balance Credit's website does not contain any information about its approach to diversity, equity, and inclusion.

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