The Work Index by Flexa

AltScore

AltScore provides a digital credit infrastructure platform for B2B companies to offer loans to their SME customers and suppliers.

6.5

/10

Transparency ranking

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Description

AltScore is a B2B lending infrastructure company based in Mexico and the USA that provides API-driven solutions to help businesses in Latin America offer credit to their customers. Their mission is to improve financial inclusion and empower small and medium-sized enterprises (SMEs) by providing access to fair and timely credit. Their platform streamlines the entire lending process, from onboarding and underwriting to loan management and collections, enabling companies to become fintech lenders in weeks, not years. AltScore leverages AI-driven insights and alternative data to help businesses make smarter, more profitable credit decisions and increase approval rates, reduce defaults, and grow their SME customer base.

AltScore has experienced significant growth, securing several funding rounds and partnerships with companies like Coca-Cola and Grupo Arcor. They are actively expanding their operations and hiring passionate individuals to join their mission of transforming the lending landscape in Latin America. Their innovative approach to lending is paving the way for a more inclusive and accessible financial future for businesses and individuals across the region.

Mission

AltScore's mission is to empower small and medium-sized enterprises (SMEs) in Latin America by providing fair and timely access to credit through its AI-driven B2B Credit Infrastructure. They offer a platform that enables B2B companies to become fintech lenders, allowing them to provide fully digital lending products to their SME customers, streamlining the process and increasing accessibility to financial services.

Automation
Data-driven
Disruptor
Social impact led
Soonicorn
Tech for good

Culture

AltScore fosters a culture of innovation, collaboration, and customer-centricity. They are passionate about improving financial inclusion in Latin America and are constantly striving to create solutions that meet the needs of both their clients and the underserved communities they serve. The company values a strong work ethic, embraces a high-growth environment, and encourages its employees to think outside the box and take ownership of their work.

Agile and dynamic
Entrepreneurial
Fast-paced
People-first
Progressive
Supportive
Transparent

DE&I

AltScore is committed to building a diverse and inclusive workplace where all employees feel valued, respected, and empowered to contribute their unique perspectives. They actively strive to create an equitable environment by promoting equal opportunities for all, regardless of race, ethnicity, gender, sexual orientation, gender identity, religion, age, disability, or socioeconomic background. Their efforts include actively seeking diverse talent, fostering an inclusive work culture through training and open communication, and advocating for equitable policies and practices within the company and the broader industry.

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