4finance

4finance is a leading European digital consumer lender with operations in 11 countries. Established in 2008, the company leverages a high degree of automation and data-driven insights across all aspects of its business to offer simple, convenient, and transparent financial products to millions of customers. 4finance's portfolio of market-leading brands provides access to finance for those typically underserved by conventional providers, including single payment loans, installment loans, and lines of credit. The company has issued over €10 billion in loans since its inception and has group offices in Riga (Latvia) and Luxembourg.

In addition to consumer lending, 4finance offers deposit services through its TBI Bank subsidiary, an EU licensed institution with operations primarily in Bulgaria, Romania, and Greece. The company is committed to responsible lending practices, with a strong focus on customer communication, robust underwriting processes, and a dedicated customer care team. 4finance is also committed to social responsibility, engaging in various charitable initiatives and advocating for higher standards of credit data within the European market.

4finance offers its employees a range of benefits, including opportunities for continuous training and support for vocational qualifications, leadership training and development programs, and a commitment to promoting gender equality. The company also prioritizes employee satisfaction through quarterly surveys and addresses feedback at both the local and Group levels. Additionally, 4finance emphasizes the importance of a healthy work-life balance and provides a supportive and empowering environment where employees can thrive and grow their talent.

4finance is a global leader in digital consumer finance, offering fast and convenient financial solutions to people who are typically underserved by conventional providers. They strive to provide simple, transparent, and responsible lending options, making it easy for customers to access the money they need when they need it, primarily through mobile-first applications.

4finance promotes a people-first culture that emphasizes simplicity, excellence, responsibility, and entrepreneurship. They aim to create a supportive and empowering environment where employees can thrive and grow their talent. This is reflected in their commitment to transparency, open communication, and a willingness to learn from both successes and failures. 4finance encourages bold thinking and innovation while prioritizing ethical behavior and social responsibility.

4finance promotes diversity and inclusion across all aspects of the business, both as an employer and a provider of financial services. Their commitment to DEI is reflected in their policies and practices, which aim to create a respectful and inclusive work environment and to ensure that everyone has equal access to their financial products and services, regardless of their gender, ethnicity, religion, sexual orientation, or other characteristics.