Financial Accountant: Payables & Reconciliation

Role Overview:

The Analyst: Accounts Payable & Reconciliations /Financial Accountant: Payables & Reconciliations will manage all aspects of vendor payments, expense processing, cash outflow planning, and financial reporting. As the AP in charge in a fast-paced fintech environment, this role requires a hands-on, detail-oriented professional who can operate both strategically and operationally, while collaborating with multiple teams to support business growth and financial integrity.

What You'll do:

1. Invoice & Payment Processing

• Review, code, and process vendor invoices, ensuring accuracy, approval, and compliance with tax and procurement policies.
• Schedule and execute payment runs, ensuring timely settlement.
• Manage vendor master data, onboarding, and banking details securely and accurately.
• Ensure proper documentation and audit trail for all payments and settlements.

1. Employee Expenses & Corporate Cards

• Administer employee reimbursement claims and ensure policy compliance.
• Reconcile corporate credit card transactions and ensure timely accounting.
• Provide guidance to staff on expense claim processes.

1. Reconciliation & Reporting

• Reconcile AP sub-ledger to the general ledger on a monthly basis.
• Reconcile bank accounts to the general ledger on a monthly basis.
• Maintain AP aging reports and monitor for overdue or disputed items.
• Prepare regular reports on cash outflows, DPO, and vendor spend analysis for Finance leadership.
• Support month-end close by preparing accruals and cut-off journals.

1. Process Ownership & Controls

• Own and continuously improve the end-to-end Procure-to-Pay (P2P) process.
• Maintain internal controls to prevent fraud, duplicate payments, or errors.
• Ensure compliance with relevant tax rules (e.g., WHT, VAT) and regulatory obligations.
• Collaborate with auditors during internal and external audits.

1. Vendor & Stakeholder Management

• Serve as the primary point of contact for vendors on payment and invoicing matters.
• Work cross-functionally with Procurement, Legal, FP&A, and Treasury to align on contract terms, budgets, and payment schedules.
• Monitor contractual payment terms and ensure adherence.

1. System & Process Improvement

• Drive automation and efficiency in AP processes using accounting systems or AP tools.
• Assist in the implementation and optimization of ERP/AP systems (e.g., NetSuite).
• Document processes and identify opportunities for improvement.

1. Payroll Related Responsibilities

• Post payroll-related journal entries and accruals
• Reconcile payroll reports to the general ledger and bank statements.
• Submit statutory returns and payments (e.g., payroll taxes, pension contributions, health insurance) within deadlines.
• Maintain accurate payroll accounts, including reconciliation of salary related GLs
• Support month-end close by providing payroll reports, schedules, and commentary for variance analysis.

What we are looking for:

• Bachelor’s degree in Accounting, Finance, or related discipline. CPA/ CFA/ACCA is mandatory.
• 5+ years of experience in Accounts Payable or finance operations, ideally within fintech, tech, or fast-scaling startups.
• Strong working knowledge of AP processes, payment platforms, and expense management tools.
• Proficiency with accounting systems (e.g., NetSuite,) and Excel/Google Sheets.
• Solid understanding of tax compliance (WHT, VAT) and financial controls.
• Strong communication, organizational, and time-management skills.
• Ability to work independently, take ownership, and manage multiple priorities in a fast-paced environment.

Why this role matters?

As the Analyst: Accounts Payable & Reconciliations, you are not just managing invoices, you are the guardian of our cash outflow and the engine behind our operational efficiency.

By owning the end-to-end Procure-to-Pay (P2P) process and critical payroll reconciliations, you ensure our vendors are trusted partners, our employees are supported, and our compliance framework is bulletproof. Operating at the intersection of strategy and execution, your razor-sharp attention to detail and drive for automation will directly protect our bottom line, mitigate risk, and provide the financial clarity our leadership needs to scale the business safely and aggressively.

Why Work for Us?

At Cellulant, we are more than a payments company: we are bridge-builders. We believe that by simplifying the way people pay and get paid, we are connecting companies to their ambitions, people to opportunities, and Africa to the global economy. Our work goes beyond payments—it’s about what people, businesses, and communities can do when the movement of money becomes more dependable, seamless, and secure.

Some exciting things about us...

• We have an extensive footprint: We have an office presence in 10 countries, and our products serve 24 countries across Africa, with a global workforce of about 300 employees.
• We believe innovation is at the heart of Fintech: Thousands of market leaders and top enterprises trust our technology to power their payments. Our customers are in various sectors, including financial services, travel and hospitality, telecom, e-commerce, remittance companies, SaaS, and the gig economy.
• We support a diverse and inclusive workforce: We focus on the growth and development of our employees through well-developed, individualised career paths, ensuring you reach your full potential in a supportive and delivery-oriented environment.
• We put our employees first: At Cellulant, your contribution is rewarded competitively. We use clear career levels and role titles, and benchmark our base pay against data and a well-established internal process. Your actual salary will reflect your experience, skills, impact and the scope of the role, as well as our business needs and prevailing market conditions. We also offer generous personal time off, and medical and life insurance benefits (markets permitting).
• We seek collaborative builders: At Cellulant, we believe that great ideas happen when we come together. Therefore, we nurture a collaborative work environment that challenges, engages, and empowers each person to contribute to the growth and success of the business.
• We solve Africa's digital economy: We’re solving payment challenges on the continent to create opportunities and accelerate economic growth for all of Africa.